@keyframes floatY {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

@keyframes floatX {
    0%, 100% { transform: translateX(0); }
    50% { transform: translateX(10px); }
}

@keyframes softPulse {
    0%, 100% { opacity: .45; }
    50% { opacity: .85; }
}

@keyframes shimmer {
    0% { transform: translateX(-45%); }
    100% { transform: translateX(145%); }
}

@keyframes gridMove {
    0% { background-position: 0 0, 0 0; }
    100% { background-position: 30px 30px, 0 0; }
}

.ut-floatY { animation: floatY 6s ease-in-out infinite; }
.ut-floatX { animation: floatX 7s ease-in-out infinite; }
.ut-pulse  { animation: softPulse 4.5s ease-in-out infinite; }

.ut-shimmer {
    position: relative;
    overflow: hidden;
    isolation: isolate;
}

.ut-shimmer::after {
    content: "";
    position: absolute;
    inset: -2px;
    background: linear-gradient(110deg, transparent 0%, rgba(255,255,255,.20) 25%, transparent 55%);
    transform: translateX(-45%);
    animation: shimmer 3s ease-in-out infinite;
    pointer-events: none;
}

.ut-grid-bg {
    background-image:
        linear-gradient(rgba(15,23,42,.04) 1px, transparent 1px),
        linear-gradient(90deg, rgba(15,23,42,.04) 1px, transparent 1px);
    background-size: 30px 30px;
    animation: gridMove 14s linear infinite;
}

.ut-glass {
    background: rgba(255,255,255,.78);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
}

.ut-container {
    max-width: 80rem;
    margin-left: auto;
    margin-right: auto;
    padding-left: 1rem;
    padding-right: 1rem;
}

@media (min-width: 640px) {
    .ut-container {
        padding-left: 1.5rem;
        padding-right: 1.5rem;
    }
}

@media (min-width: 1024px) {
    .ut-container {
        padding-left: 2rem;
        padding-right: 2rem;
    }
}

.ut-card {
    position: relative;
    border: 1px solid rgb(226 232 240);
    background: #ffffff;
    border-radius: 28px;
    box-shadow:
        0 4px 14px rgba(15, 23, 42, .04),
        0 10px 28px rgba(15, 23, 42, .06);
    transition:
        transform .25s ease,
        box-shadow .25s ease,
        border-color .25s ease;
}

.ut-card:hover {
    transform: translateY(-3px);
    border-color: rgba(59, 130, 246, .18);
    box-shadow:
        0 8px 24px rgba(15, 23, 42, .08),
        0 18px 44px rgba(15, 23, 42, .10);
}

.ut-chip {
    display: inline-flex;
    align-items: center;
    gap: .5rem;
    border-radius: 9999px;
    border: 1px solid rgb(226 232 240);
    background: #fff;
    padding: .25rem .75rem;
    font-size: .75rem;
    color: rgb(71 85 105);
}

.ut-btn-primary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 1rem;
    background: var(--ut-blue);
    padding: .75rem 1.25rem;
    font-size: .875rem;
    font-weight: 600;
    color: #fff;
    transition: all .2s ease;
}

.ut-btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 24px rgba(15, 23, 42, .14);
}

.ut-btn-secondary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 1rem;
    border: 1px solid rgb(226 232 240);
    background: #fff;
    padding: .75rem 1.25rem;
    font-size: .875rem;
    font-weight: 600;
    color: rgb(30 41 59);
    transition: all .2s ease;
}

.ut-btn-secondary:hover {
    border-color: rgb(203 213 225);
    box-shadow: 0 8px 20px rgba(15, 23, 42, .08);
}

.ut-gradient-text {
    background: linear-gradient(135deg, #1d4ed8 0%, #0f766e 55%, #f59e0b 100%);
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
}

.ut-scrollbar-hide::-webkit-scrollbar { display: none; }
.ut-scrollbar-hide {
    -ms-overflow-style: none;
    scrollbar-width: none;
}

.ut-accordion-content {
    max-height: 0;
    overflow: hidden;
    transition: max-height .28s ease;
}

.ut-mobile-safe {
    padding-bottom: calc(env(safe-area-inset-bottom, 0px) + 88px);
}

/* tooltip */
.ut-chart-tooltip {
    position: fixed;
    z-index: 80;
    pointer-events: none;
    opacity: 0;
    transform: translateY(6px) scale(.98);
    transition: opacity .15s ease, transform .15s ease;
    background: rgba(15, 23, 42, .96);
    color: #fff;
    border-radius: 16px;
    padding: .7rem .8rem;
    min-width: 160px;
    border: 1px solid rgba(255,255,255,.08);
    box-shadow: 0 16px 40px rgba(15,23,42,.28);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
}

.ut-chart-tooltip.is-visible {
    opacity: 1;
    transform: translateY(0) scale(1);
}

.ut-chart-tooltip-title {
    font-size: .75rem;
    color: rgba(255,255,255,.72);
    margin-bottom: .125rem;
}

.ut-chart-tooltip-value {
    font-size: .95rem;
    font-weight: 700;
    color: #fff;
    line-height: 1.2;
}

.ut-chart-dot {
    width: .625rem;
    height: .625rem;
    border-radius: 9999px;
    display: inline-block;
    margin-right: .5rem;
    vertical-align: middle;
}

/* highlight stat cards */
.ut-stat-card {
    position: relative;
    overflow: hidden;
    border-radius: 28px;
    border: 1px solid rgb(226 232 240);
    background: #fff;
    box-shadow:
        0 6px 18px rgba(15, 23, 42, .04),
        0 14px 32px rgba(15, 23, 42, .06);
    transition:
        transform .28s ease,
        box-shadow .28s ease,
        border-color .28s ease;
}

.ut-stat-card:hover {
    transform: translateY(-4px);
    box-shadow:
        0 10px 24px rgba(15, 23, 42, .08),
        0 18px 42px rgba(15, 23, 42, .10);
}

.ut-stat-card__bar {
    height: 6px;
    width: 100%;
}

.ut-stat-card__body {
    position: relative;
    padding: 1.25rem 1.25rem 1.15rem;
}

.ut-stat-card__glow {
    position: absolute;
    top: -1.5rem;
    right: -1.5rem;
    width: 6rem;
    height: 6rem;
    border-radius: 9999px;
    filter: blur(28px);
    opacity: .22;
    pointer-events: none;
}

.ut-stat-card__eyebrow {
    display: inline-flex;
    align-items: center;
    border-radius: 9999px;
    border: 1px solid transparent;
    padding: .35rem .7rem;
    font-size: .68rem;
    font-weight: 700;
    letter-spacing: .12em;
    text-transform: uppercase;
}

.ut-stat-card__title {
    margin-top: .9rem;
    font-size: .9rem;
    line-height: 1.55;
    color: rgb(100 116 139);
    min-height: 2.8rem;
}

.ut-stat-card__value {
    margin-top: .5rem;
    font-size: 1.2rem;
    font-weight: 600;
    line-height: 1.15;
    letter-spacing: -.02em;
    color: rgb(15 23 42);
}

.ut-stat-card__footer {
    margin-top: 1rem;
    display: flex;
    align-items: center;
    gap: .5rem;
    font-size: .78rem;
    font-weight: 600;
    color: rgb(71 85 105);
}

.ut-stat-card__dot {
    width: .55rem;
    height: .55rem;
    border-radius: 9999px;
    display: inline-block;
    flex-shrink: 0;
}

.ut-stat-card--blue .ut-stat-card__bar {
    background: linear-gradient(90deg, var(--ut-blue), #38BDF8);
}
.ut-stat-card--blue .ut-stat-card__glow {
    background: rgba(37, 99, 235, .95);
}
.ut-stat-card--blue .ut-stat-card__eyebrow {
    background: rgba(37, 99, 235, .08);
    border-color: rgba(37, 99, 235, .14);
    color: var(--ut-blue);
}

.ut-stat-card--gold .ut-stat-card__bar {
    background: linear-gradient(90deg, #F59E0B, var(--ut-yellow));
}
.ut-stat-card--gold .ut-stat-card__glow {
    background: rgba(245, 158, 11, .95);
}
.ut-stat-card--gold .ut-stat-card__eyebrow {
    background: rgba(245, 158, 11, .08);
    border-color: rgba(245, 158, 11, .14);
    color: #B45309;
}

.ut-stat-card--cyan .ut-stat-card__bar {
    background: linear-gradient(90deg, #06B6D4, #14B8A6);
}
.ut-stat-card--cyan .ut-stat-card__glow {
    background: rgba(6, 182, 212, .95);
}
.ut-stat-card--cyan .ut-stat-card__eyebrow {
    background: rgba(6, 182, 212, .08);
    border-color: rgba(6, 182, 212, .14);
    color: #0F766E;
}

.ut-stat-card--violet .ut-stat-card__bar {
    background: linear-gradient(90deg, #8B5CF6, #4F46E5);
}
.ut-stat-card--violet .ut-stat-card__glow {
    background: rgba(139, 92, 246, .95);
}
.ut-stat-card--violet .ut-stat-card__eyebrow {
    background: rgba(139, 92, 246, .08);
    border-color: rgba(139, 92, 246, .14);
    color: #6D28D9;
}

/* SLIM VERSION FOR PROFILE */
.ut-stat-card--mini {
    border-radius: 20px;
    box-shadow:
        0 4px 12px rgba(15, 23, 42, .04),
        0 8px 20px rgba(15, 23, 42, .06);
}

.ut-stat-card--mini .ut-stat-card__body {
    padding: .9rem 1rem .95rem;
}

.ut-stat-card--mini .ut-stat-card__value {
    font-size: .95rem;
    font-weight: 700;
    margin-top: .2rem;
}

.ut-stat-card--mini .ut-stat-card__title {
    font-size: .72rem;
    margin-top: .2rem;
    min-height: auto;
}

.ut-stat-card--mini .ut-stat-card__glow {
    width: 4rem;
    height: 4rem;
    top: -1rem;
    right: -1rem;
    opacity: .18;
}

@keyframes utFloatSlow {
  0%, 100% {
    transform: translateY(0px);
  }
  50% {
    transform: translateY(-8px);
  }
}

@keyframes utFloatMedium {
  0%, 100% {
    transform: translateY(0px);
  }
  50% {
    transform: translateY(9px);
  }
}

.ut-float-slow {
  animation: utFloatSlow 4.8s ease-in-out infinite;
}

.ut-float-medium {
  animation: utFloatMedium 6s ease-in-out infinite;
}

.ut-testi-card {
    position: relative;
    overflow: hidden;
    min-height: 100%;
    border-radius: 28px;
    border: 1px solid rgba(226, 232, 240, 0.9);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    box-shadow:
        0 10px 30px rgba(15, 23, 42, 0.06),
        inset 0 1px 0 rgba(255,255,255,0.7);
    transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}

.ut-testi-card:hover {
    transform: translateY(-4px);
    box-shadow:
        0 18px 40px rgba(15, 23, 42, 0.10),
        inset 0 1px 0 rgba(255,255,255,0.85);
}

.ut-testi-card__bar {
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    border-radius: 999px;
    opacity: .95;
}

.ut-testi-card__body {
    position: relative;
    z-index: 1;
    display: flex;
    flex-direction: column;
    height: 100%;
    padding: 22px;
}

.ut-testi-card__glow {
    position: absolute;
    inset: -10% auto auto -10%;
    width: 180px;
    height: 180px;
    border-radius: 999px;
    filter: blur(28px);
    opacity: .16;
    pointer-events: none;
}

.ut-testi-card__top {
    position: relative;
    display: flex;
    align-items: flex-start;
    gap: 14px;
}

.ut-testi-card__avatar {
    flex: 0 0 auto;
    width: 48px;
    height: 48px;
    border-radius: 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
    font-weight: 700;
    box-shadow: inset 0 1px 0 rgba(255,255,255,0.7);
}

.ut-testi-card__name {
    font-size: 15px;
    line-height: 1.3;
    font-weight: 700;
    color: #0f172a;
}

.ut-testi-card__role {
    margin-top: 6px;
    font-size: 14px;
    line-height: 1.55;
    color: #64748b;
}

.ut-testi-card__badge {
    display: inline-flex;
    align-items: center;
    min-height: 32px;
    padding: 0 12px;
    border-radius: 999px;
    border: 1px solid rgba(203, 213, 225, 0.85);
    background: rgba(255,255,255,0.9);
    font-size: 12px;
    font-weight: 600;
    color: #64748b;
}

.ut-testi-card__quote-mark {
    position: absolute;
    top: 18px;
    right: 20px;
    font-family: Georgia, serif;
    font-size: 56px;
    line-height: 1;
    color: rgba(148, 163, 184, 0.26);
    pointer-events: none;
}

.ut-testi-card__content {
    margin-top: 18px;
    padding: 18px 18px 17px;
    border-radius: 22px;
    border: 1px solid rgba(226, 232, 240, 0.9);
    background: rgba(248, 250, 252, 0.72);
    backdrop-filter: blur(10px);
}

.ut-testi-card__text {
    font-size: 15px;
    line-height: 1.85;
    color: #334155;
}

.ut-testi-card__footer {
    margin-top: auto;
    padding-top: 18px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 14px;
}

.ut-testi-card__stars {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    color: #f59e0b;
}

.ut-testi-card__stars svg {
    width: 16px;
    height: 16px;
    display: block;
    fill: currentColor;
}

.ut-testi-card__eyebrow {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: #94a3b8;
    white-space: nowrap;
}

/* VARIANTS */
.ut-testi-card--blue .ut-testi-card__bar {
    background: linear-gradient(180deg, #1d4ed8 0%, #38bdf8 100%);
}
.ut-testi-card--blue .ut-testi-card__glow {
    background: rgba(37, 99, 235, 0.55);
}
.ut-testi-card--blue .ut-testi-card__avatar {
    background: rgba(37, 99, 235, 0.12);
    color: #1d4ed8;
}
.ut-testi-card--blue:hover {
    border-color: rgba(59, 130, 246, 0.25);
}

.ut-testi-card--gold .ut-testi-card__bar {
    background: linear-gradient(180deg, #f59e0b 0%, #facc15 100%);
}
.ut-testi-card--gold .ut-testi-card__glow {
    background: rgba(245, 158, 11, 0.48);
}
.ut-testi-card--gold .ut-testi-card__avatar {
    background: rgba(245, 158, 11, 0.12);
    color: #b45309;
}
.ut-testi-card--gold:hover {
    border-color: rgba(245, 158, 11, 0.24);
}

.ut-testi-card--cyan .ut-testi-card__bar {
    background: linear-gradient(180deg, #0891b2 0%, #22d3ee 100%);
}
.ut-testi-card--cyan .ut-testi-card__glow {
    background: rgba(6, 182, 212, 0.45);
}
.ut-testi-card--cyan .ut-testi-card__avatar {
    background: rgba(6, 182, 212, 0.12);
    color: #0f766e;
}
.ut-testi-card--cyan:hover {
    border-color: rgba(34, 211, 238, 0.24);
}

.ut-testi-card--violet .ut-testi-card__bar {
    background: linear-gradient(180deg, #7c3aed 0%, #a78bfa 100%);
}
.ut-testi-card--violet .ut-testi-card__glow {
    background: rgba(124, 58, 237, 0.42);
}
.ut-testi-card--violet .ut-testi-card__avatar {
    background: rgba(124, 58, 237, 0.12);
    color: #6d28d9;
}
.ut-testi-card--violet:hover {
    border-color: rgba(167, 139, 250, 0.28);
}

@media (max-width: 767.98px) {
    .ut-testi-card__body {
        padding: 18px;
    }

    .ut-testi-card__content {
        margin-top: 16px;
        padding: 16px;
    }

    .ut-testi-card__text {
        font-size: 14px;
        line-height: 1.75;
    }

    .ut-testi-card__footer {
        align-items: flex-start;
        flex-direction: column;
    }

    .ut-testi-card__eyebrow {
        white-space: normal;
    }
}

.ut-why-card {
    position: relative;
    overflow: hidden;
    min-height: 100%;
    border-radius: 26px;
    border: 1px solid rgba(226, 232, 240, 0.9);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    box-shadow:
        0 10px 30px rgba(15, 23, 42, 0.06),
        inset 0 1px 0 rgba(255,255,255,0.72);
    transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}

.ut-why-card:hover {
    transform: translateY(-4px);
    box-shadow:
        0 18px 40px rgba(15, 23, 42, 0.10),
        inset 0 1px 0 rgba(255,255,255,0.85);
}

.ut-why-card__bar {
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    border-radius: 999px;
    opacity: .96;
}

.ut-why-card__body {
    position: relative;
    z-index: 1;
    height: 100%;
    padding: 22px;
}

.ut-why-card__glow {
    position: absolute;
    top: -24px;
    left: -20px;
    width: 150px;
    height: 150px;
    border-radius: 999px;
    filter: blur(28px);
    opacity: .16;
    pointer-events: none;
}

.ut-why-card__eyebrow {
    position: relative;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .20em;
    text-transform: uppercase;
    color: #94a3b8;
}

.ut-why-card__title {
    position: relative;
    margin-top: 12px;
    font-size: 18px;
    line-height: 1.35;
    font-weight: 700;
    color: #0f172a;
    letter-spacing: -0.02em;
}

.ut-why-card__desc {
    position: relative;
    margin-top: 10px;
    font-size: 14px;
    line-height: 1.75;
    color: #64748b;
}

.ut-why-card--blue .ut-why-card__bar {
    background: linear-gradient(180deg, #1d4ed8 0%, #38bdf8 100%);
}
.ut-why-card--blue .ut-why-card__glow {
    background: rgba(37, 99, 235, 0.50);
}
.ut-why-card--blue:hover {
    border-color: rgba(59, 130, 246, 0.24);
}

.ut-why-card--gold .ut-why-card__bar {
    background: linear-gradient(180deg, #f59e0b 0%, #facc15 100%);
}
.ut-why-card--gold .ut-why-card__glow {
    background: rgba(245, 158, 11, 0.45);
}
.ut-why-card--gold:hover {
    border-color: rgba(245, 158, 11, 0.24);
}

.ut-why-card--cyan .ut-why-card__bar {
    background: linear-gradient(180deg, #0891b2 0%, #22d3ee 100%);
}
.ut-why-card--cyan .ut-why-card__glow {
    background: rgba(6, 182, 212, 0.42);
}
.ut-why-card--cyan:hover {
    border-color: rgba(34, 211, 238, 0.24);
}

.ut-why-card--violet .ut-why-card__bar {
    background: linear-gradient(180deg, #7c3aed 0%, #a78bfa 100%);
}
.ut-why-card--violet .ut-why-card__glow {
    background: rgba(124, 58, 237, 0.38);
}
.ut-why-card--violet:hover {
    border-color: rgba(167, 139, 250, 0.26);
}

@media (max-width: 767.98px) {
    .ut-why-card__body {
        padding: 18px;
    }

    .ut-why-card__title {
        font-size: 16px;
    }

    .ut-why-card__desc {
        font-size: 14px;
        line-height: 1.7;
    }
}

.ut-cta-strip {
    position: relative;
    overflow: hidden;
    border-radius: 32px;
    border: 1px solid rgba(29, 78, 216, 0.08);
    background:
        linear-gradient(135deg, #0f3ea9 0%, #124bc3 52%, #1d4ed8 100%);
    box-shadow:
        0 22px 60px rgba(0, 20, 137, 0.18),
        inset 0 1px 0 rgba(255,255,255,0.12);
}

.ut-cta-strip__inner {
    position: relative;
    z-index: 2;
    display: grid;
    gap: 24px;
    padding: 28px 24px;
}

.ut-cta-strip__content {
    max-width: 760px;
}

.ut-cta-strip__eyebrow {
    display: inline-flex;
    align-items: center;
    min-height: 34px;
    padding: 0 14px;
    border-radius: 999px;
    border: 1px solid rgba(255,255,255,0.18);
    background: rgba(255,255,255,0.08);
    backdrop-filter: blur(10px);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--ut-yellow);
}

.ut-cta-strip__title {
    margin-top: 16px;
    font-size: 30px;
    line-height: 1.12;
    font-weight: 700;
    letter-spacing: -0.03em;
    color: #fff;
    max-width: 900px;
}

.ut-cta-strip__title span {
    color: rgba(255,255,255,0.88);
}

.ut-cta-strip__desc {
    margin-top: 16px;
    max-width: 720px;
    font-size: 15px;
    line-height: 1.8;
    color: rgba(255,255,255,0.82);
}

.ut-cta-strip__meta {
    margin-top: 18px;
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}

.ut-cta-strip__meta-item {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    min-height: 36px;
    padding: 0 14px;
    border-radius: 999px;
    border: 1px solid rgba(255,255,255,0.14);
    background: rgba(255,255,255,0.08);
    color: rgba(255,255,255,0.88);
    font-size: 13px;
    font-weight: 500;
    backdrop-filter: blur(8px);
}

.ut-cta-strip__meta-dot {
    width: 8px;
    height: 8px;
    border-radius: 999px;
    background: var(--ut-yellow);
    box-shadow: 0 0 0 4px rgba(250, 204, 21, 0.10);
    flex: 0 0 auto;
}

.ut-cta-strip__actions {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.ut-cta-strip__btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 54px;
    padding: 0 22px;
    border-radius: 18px;
    font-size: 14px;
    font-weight: 700;
    text-align: center;
    transition: transform .22s ease, box-shadow .22s ease, background-color .22s ease, border-color .22s ease, opacity .22s ease;
}

.ut-cta-strip__btn:hover {
    transform: translateY(-1px);
}

.ut-cta-strip__btn--primary {
    background: linear-gradient(180deg, #fde68a 0%, var(--ut-yellow) 100%);
    color: #0f172a;
    box-shadow:
        0 14px 30px rgba(250, 204, 21, 0.22),
        inset 0 1px 0 rgba(255,255,255,0.45);
}

.ut-cta-strip__btn--primary:hover {
    opacity: .96;
}

.ut-cta-strip__btn--secondary {
    border: 1px solid rgba(255,255,255,0.18);
    background: rgba(255,255,255,0.10);
    color: #fff;
    backdrop-filter: blur(12px);
}

.ut-cta-strip__btn--secondary:hover {
    background: rgba(255,255,255,0.14);
    border-color: rgba(255,255,255,0.22);
}

.ut-cta-strip__glow {
    position: absolute;
    border-radius: 999px;
    filter: blur(44px);
    pointer-events: none;
    z-index: 0;
}

.ut-cta-strip__glow--one {
    top: -60px;
    right: -30px;
    width: 220px;
    height: 220px;
    background: rgba(250, 204, 21, 0.18);
}

.ut-cta-strip__glow--two {
    bottom: -40px;
    left: 28%;
    width: 180px;
    height: 180px;
    background: rgba(255, 255, 255, 0.10);
}

.ut-cta-strip__pattern {
    position: absolute;
    inset: 0;
    z-index: 0;
    opacity: .08;
    background-image: radial-gradient(circle at 1px 1px, rgba(255,255,255,.9) 1px, transparent 0);
    background-size: 18px 18px;
    pointer-events: none;
}

@media (min-width: 1024px) {
    .ut-cta-strip__inner {
        grid-template-columns: minmax(0, 1.35fr) auto;
        align-items: center;
        gap: 28px;
        padding: 34px 36px;
    }

    .ut-cta-strip__actions {
        justify-self: end;
        width: 100%;
        max-width: 280px;
    }
}

@media (min-width: 1280px) {
    .ut-cta-strip__actions {
        grid-auto-flow: row;
    }
}

@media (max-width: 767.98px) {
    .ut-cta-strip {
        border-radius: 28px;
    }

    .ut-cta-strip__inner {
        padding: 22px 18px;
        gap: 20px;
    }

    .ut-cta-strip__title {
        font-size: 24px;
        line-height: 1.16;
    }

    .ut-cta-strip__desc {
        font-size: 14px;
        line-height: 1.75;
    }

    .ut-cta-strip__btn {
        width: 100%;
        min-height: 50px;
        padding: 0 18px;
    }
}

@media (min-width: 768px) and (max-width: 1023.98px) {
    .ut-cta-strip__inner {
        padding: 28px 28px;
    }

    .ut-cta-strip__title {
        font-size: 28px;
    }

    .ut-cta-strip__actions {
        flex-direction: row;
        flex-wrap: wrap;
    }
}

.ut-faculty-card {
    position: relative;
    overflow: hidden;
    border-radius: 26px;
    border: 1px solid rgba(226, 232, 240, 0.9);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    box-shadow:
        0 10px 30px rgba(15, 23, 42, 0.06),
        inset 0 1px 0 rgba(255,255,255,0.72);
    transition: all .25s ease;
}

.ut-faculty-card:hover {
    transform: translateY(-4px);
    box-shadow:
        0 18px 40px rgba(15, 23, 42, 0.10),
        inset 0 1px 0 rgba(255,255,255,0.85);
}

.ut-faculty-card__bar {
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    border-radius: 999px;
}

.ut-faculty-card__body {
    position: relative;
    z-index: 1;
    padding: 22px;
}

.ut-faculty-card__glow {
    position: absolute;
    top: -30px;
    left: -20px;
    width: 150px;
    height: 150px;
    border-radius: 999px;
    filter: blur(30px);
    opacity: .14;
}

.ut-faculty-card__top {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 12px;
}

.ut-faculty-card__eyebrow {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: #94a3b8;
}

.ut-faculty-card__title {
    margin-top: 6px;
    font-size: 17px;
    font-weight: 700;
    color: #0f172a;
    line-height: 1.35;
}

.ut-faculty-card__badge {
    flex: 0 0 auto;
    width: 44px;
    height: 44px;
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 13px;
}

.ut-faculty-card__items {
    margin-top: 16px;
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
}

.ut-faculty-card__chip {
    font-size: 12px;
    padding: 6px 10px;
    border-radius: 999px;
    background: rgba(248,250,252,0.9);
    border: 1px solid rgba(226,232,240,0.8);
    color: #475569;
    white-space: nowrap;
}

/* VARIANTS */

.ut-faculty-card--blue .ut-faculty-card__bar {
    background: linear-gradient(180deg, #1d4ed8 0%, #38bdf8 100%);
}
.ut-faculty-card--blue .ut-faculty-card__glow {
    background: rgba(37, 99, 235, 0.45);
}
.ut-faculty-card--blue .ut-faculty-card__badge {
    background: rgba(37, 99, 235, 0.12);
    color: #1d4ed8;
}

.ut-faculty-card--gold .ut-faculty-card__bar {
    background: linear-gradient(180deg, #f59e0b 0%, #facc15 100%);
}
.ut-faculty-card--gold .ut-faculty-card__glow {
    background: rgba(245, 158, 11, 0.45);
}
.ut-faculty-card--gold .ut-faculty-card__badge {
    background: rgba(245, 158, 11, 0.12);
    color: #b45309;
}

.ut-faculty-card--cyan .ut-faculty-card__bar {
    background: linear-gradient(180deg, #0891b2 0%, #22d3ee 100%);
}
.ut-faculty-card--cyan .ut-faculty-card__glow {
    background: rgba(6, 182, 212, 0.42);
}
.ut-faculty-card--cyan .ut-faculty-card__badge {
    background: rgba(6, 182, 212, 0.12);
    color: #0e7490;
}

.ut-faculty-card--violet .ut-faculty-card__bar {
    background: linear-gradient(180deg, #7c3aed 0%, #a78bfa 100%);
}
.ut-faculty-card--violet .ut-faculty-card__glow {
    background: rgba(124, 58, 237, 0.40);
}
.ut-faculty-card--violet .ut-faculty-card__badge {
    background: rgba(124, 58, 237, 0.12);
    color: #6d28d9;
}

@media (max-width: 767px) {
    .ut-faculty-card__body {
        padding: 18px;
    }

    .ut-faculty-card__title {
        font-size: 16px;
    }
}

/* NOTE BOX */

.ut-tuition-note {
    border-radius: 26px;
    border: 1px solid rgba(250, 204, 21, 0.35);
    background: linear-gradient(180deg, rgba(250, 204, 21, 0.16) 0%, rgba(250, 204, 21, 0.08) 100%);
    padding: 18px 18px;
}

.ut-tuition-note__title {
    font-size: 14px;
    font-weight: 700;
    color: #0f172a;
}

.ut-tuition-note__desc {
    margin-top: 8px;
    font-size: 14px;
    line-height: 1.75;
    color: #475569;
}


/* CARD */

.ut-tuition-card {
    position: relative;
    overflow: hidden;
    border-radius: 26px;
    border: 1px solid rgba(226, 232, 240, 0.9);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    box-shadow:
        0 10px 30px rgba(15, 23, 42, 0.06),
        inset 0 1px 0 rgba(255,255,255,0.72);
    transition: all .25s ease;
}

.ut-tuition-card:hover {
    transform: translateY(-4px);
    box-shadow:
        0 18px 40px rgba(15, 23, 42, 0.10),
        inset 0 1px 0 rgba(255,255,255,0.85);
}

.ut-tuition-card__bar {
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    border-radius: 999px;
}

.ut-tuition-card__body {
    position: relative;
    z-index: 1;
    padding: 22px;
}

.ut-tuition-card__glow {
    position: absolute;
    top: -30px;
    left: -20px;
    width: 140px;
    height: 140px;
    border-radius: 999px;
    filter: blur(28px);
    opacity: .15;
}

.ut-tuition-card__eyebrow {
    font-size: 12px;
    font-weight: 600;
    color: #64748b;
}

.ut-tuition-card__price {
    margin-top: 8px;
    font-size: 24px;
    font-weight: 700;
    letter-spacing: -0.02em;
    color: #0f172a;
}

.ut-tuition-card__desc {
    margin-top: 10px;
    font-size: 14px;
    line-height: 1.75;
    color: #64748b;
}


/* VARIANTS */

.ut-tuition-card--blue .ut-tuition-card__bar {
    background: linear-gradient(180deg, #1d4ed8 0%, #38bdf8 100%);
}
.ut-tuition-card--blue .ut-tuition-card__glow {
    background: rgba(37, 99, 235, 0.45);
}

.ut-tuition-card--gold .ut-tuition-card__bar {
    background: linear-gradient(180deg, #f59e0b 0%, #facc15 100%);
}
.ut-tuition-card--gold .ut-tuition-card__glow {
    background: rgba(245, 158, 11, 0.45);
}

.ut-tuition-card--cyan .ut-tuition-card__bar {
    background: linear-gradient(180deg, #0891b2 0%, #22d3ee 100%);
}
.ut-tuition-card--cyan .ut-tuition-card__glow {
    background: rgba(6, 182, 212, 0.42);
}

.ut-tuition-card--violet .ut-tuition-card__bar {
    background: linear-gradient(180deg, #7c3aed 0%, #a78bfa 100%);
}
.ut-tuition-card--violet .ut-tuition-card__glow {
    background: rgba(124, 58, 237, 0.40);
}


/* MOBILE */

@media (max-width: 767px) {
    .ut-tuition-card__body {
        padding: 18px;
    }

    .ut-tuition-card__price {
        font-size: 20px;
    }
}
/* IMAGE AREA */

.ut-tuition-visual {
    position: relative;
    display: flex;
    justify-content: center;
    align-items: center;
}

.ut-tuition-visual__img {
    max-width: 420px;
    width: 100%;
    height: auto;
    object-fit: contain;
    filter: drop-shadow(0 30px 60px rgba(15, 23, 42, 0.18));
}


/* FLOATING MINI CARDS */

.ut-tuition-floating {
    position: absolute;
    inset: 0;
    pointer-events: none;
}

.ut-tuition-mini {
    position: absolute;
    min-width: 160px;
    padding: 12px 14px;
    border-radius: 16px;
    background: rgba(255,255,255,0.92);
    border: 1px solid rgba(226,232,240,0.8);
    box-shadow:
        0 12px 30px rgba(15, 23, 42, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.6);
    backdrop-filter: blur(10px);
}

.ut-tuition-mini__title {
    font-size: 11px;
    color: #64748b;
}

.ut-tuition-mini__price {
    margin-top: 4px;
    font-size: 14px;
    font-weight: 700;
    color: #0f172a;
}


/* POSITIONS (DESKTOP) */

.ut-tuition-mini:nth-child(1) {
    top: 10%;
    left: 5%;
}

.ut-tuition-mini:nth-child(2) {
    top: 15%;
    right: 0%;
}

.ut-tuition-mini:nth-child(3) {
    bottom: 20%;
    left: 10%;
}

.ut-tuition-mini:nth-child(4) {
    bottom: 10%;
    right: 5%;
}


/* VARIANT COLORS */

.ut-tuition-mini--blue {
    border-left: 3px solid #2563eb;
}

.ut-tuition-mini--gold {
    border-left: 3px solid #f59e0b;
}

.ut-tuition-mini--cyan {
    border-left: 3px solid #06b6d4;
}

.ut-tuition-mini--violet {
    border-left: 3px solid #7c3aed;
}


/* MOBILE FIX */

@media (max-width: 1023px) {
    .ut-tuition-floating {
        display: none;
    }

    .ut-tuition-visual__img {
        max-width: 300px;
        margin: 0 auto;
    }
}
.ut-tuition-panel {
    position: relative;
    border-radius: 32px;
    border: 1px solid rgba(226, 232, 240, 0.85);
    background: linear-gradient(180deg, rgba(255,255,255,0.82) 0%, rgba(248,250,252,0.92) 100%);
    padding: 22px;
    overflow: hidden;
    box-shadow:
        0 14px 34px rgba(15, 23, 42, 0.06),
        inset 0 1px 0 rgba(255,255,255,0.78);
}

.ut-tuition-panel__visual {
    position: absolute;
    right: -12px;
    top: 50%;
    transform: translateY(-50%);
    width: 42%;
    pointer-events: none;
    opacity: .96;
}

.ut-tuition-panel__img {
    width: 100%;
    height: auto;
    object-fit: contain;
    filter: drop-shadow(0 24px 44px rgba(15, 23, 42, 0.12));
}

.ut-tuition-panel__grid {
    position: relative;
    z-index: 2;
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
    padding-right: 18%;
}

.ut-tuition-card {
    position: relative;
    overflow: hidden;
    border-radius: 24px;
    border: 1px solid rgba(226, 232, 240, 0.92);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.96) 0%, rgba(248,250,252,0.94) 100%);
    box-shadow:
        0 10px 24px rgba(15, 23, 42, 0.05),
        inset 0 1px 0 rgba(255,255,255,0.72);
    transition: all .25s ease;
    min-height: 168px;
}

.ut-tuition-card:hover {
    transform: translateY(-3px);
    box-shadow:
        0 16px 32px rgba(15, 23, 42, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.82);
}

.ut-tuition-card__bar {
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    border-radius: 999px;
}

.ut-tuition-card__body {
    position: relative;
    z-index: 1;
    padding: 20px;
}

.ut-tuition-card__glow {
    position: absolute;
    top: -28px;
    left: -20px;
    width: 120px;
    height: 120px;
    border-radius: 999px;
    filter: blur(28px);
    opacity: .14;
}

.ut-tuition-card__eyebrow {
    font-size: 12px;
    font-weight: 600;
    color: #64748b;
}

.ut-tuition-card__price {
    margin-top: 8px;
    font-size: 20px;
    line-height: 1.25;
    font-weight: 700;
    letter-spacing: -0.02em;
    color: #0f172a;
}

.ut-tuition-card__desc {
    margin-top: 10px;
    font-size: 14px;
    line-height: 1.7;
    color: #64748b;
}

.ut-tuition-card--blue .ut-tuition-card__bar {
    background: linear-gradient(180deg, #1d4ed8 0%, #38bdf8 100%);
}
.ut-tuition-card--blue .ut-tuition-card__glow {
    background: rgba(37, 99, 235, 0.45);
}

.ut-tuition-card--gold .ut-tuition-card__bar {
    background: linear-gradient(180deg, #f59e0b 0%, #facc15 100%);
}
.ut-tuition-card--gold .ut-tuition-card__glow {
    background: rgba(245, 158, 11, 0.45);
}

.ut-tuition-card--cyan .ut-tuition-card__bar {
    background: linear-gradient(180deg, #0891b2 0%, #22d3ee 100%);
}
.ut-tuition-card--cyan .ut-tuition-card__glow {
    background: rgba(6, 182, 212, 0.42);
}

.ut-tuition-card--violet .ut-tuition-card__bar {
    background: linear-gradient(180deg, #7c3aed 0%, #a78bfa 100%);
}
.ut-tuition-card--violet .ut-tuition-card__glow {
    background: rgba(124, 58, 237, 0.40);
}

@media (max-width: 1279px) {
    .ut-tuition-panel__visual {
        width: 36%;
        right: -8px;
    }

    .ut-tuition-panel__grid {
        padding-right: 10%;
    }
}

@media (max-width: 1023px) {
    .ut-tuition-panel {
        padding: 18px;
    }

    .ut-tuition-panel__visual {
        position: relative;
        top: auto;
        right: auto;
        transform: none;
        width: min(320px, 72%);
        margin: 0 auto 18px;
    }

    .ut-tuition-panel__grid {
        grid-template-columns: 1fr;
        padding-right: 0;
    }
}

@media (max-width: 767px) {
    .ut-tuition-card {
        min-height: auto;
    }

    .ut-tuition-card__body {
        padding: 18px;
    }

    .ut-tuition-card__price {
        font-size: 18px;
    }
}

/* SECTION WRAP */
.ut-tuition-section {
    position: relative;
}

/* FLOATING VISUAL */
.ut-tuition-section__visual {
    position: absolute;
    top: 8px;
    right: 12px;
    width: clamp(180px, 22vw, 300px);
    z-index: 1;
    pointer-events: none;
}

.ut-tuition-section__img {
    width: 100%;
    height: auto;
    object-fit: contain;
    filter: drop-shadow(0 26px 52px rgba(15, 23, 42, 0.16));
    animation: utFloatingTuition 6.5s ease-in-out infinite;
    transform-origin: center center;
}

/* NOTE */
.ut-tuition-note {
    position: relative;
    z-index: 2;
    border-radius: 26px;
    border: 1px solid rgba(250, 204, 21, 0.35);
    background: linear-gradient(180deg, rgba(250, 204, 21, 0.16) 0%, rgba(250, 204, 21, 0.08) 100%);
    padding: 18px 18px;
    max-width: 680px;
}

.ut-tuition-note__title {
    font-size: 14px;
    font-weight: 700;
    color: #0f172a;
}

.ut-tuition-note__desc {
    margin-top: 8px;
    font-size: 14px;
    line-height: 1.75;
    color: #475569;
}

/* RIGHT SIDE CARDS */
.ut-tuition-cards-wrap {
    position: relative;
    z-index: 2;
    margin-top: 14px;
}

.ut-tuition-cards-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
}

/* CARD */
.ut-tuition-card {
    position: relative;
    overflow: hidden;
    border-radius: 24px;
    border: 1px solid rgba(226, 232, 240, 0.92);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.96) 0%, rgba(248,250,252,0.94) 100%);
    box-shadow:
        0 10px 24px rgba(15, 23, 42, 0.05),
        inset 0 1px 0 rgba(255,255,255,0.72);
    transition: transform .25s ease, box-shadow .25s ease;
    min-height: 168px;
    backdrop-filter: blur(8px);
}

.ut-tuition-card:hover {
    transform: translateY(-3px);
    box-shadow:
        0 16px 32px rgba(15, 23, 42, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.82);
}

.ut-tuition-card__bar {
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    border-radius: 999px;
}

.ut-tuition-card__body {
    position: relative;
    z-index: 1;
    padding: 20px;
}

.ut-tuition-card__glow {
    position: absolute;
    top: -28px;
    left: -20px;
    width: 120px;
    height: 120px;
    border-radius: 999px;
    filter: blur(28px);
    opacity: .14;
}

.ut-tuition-card__eyebrow {
    font-size: 12px;
    font-weight: 600;
    color: #64748b;
}

.ut-tuition-card__price {
    margin-top: 8px;
    font-size: 20px;
    line-height: 1.25;
    font-weight: 700;
    letter-spacing: -0.02em;
    color: #0f172a;
}

.ut-tuition-card__desc {
    margin-top: 10px;
    font-size: 14px;
    line-height: 1.7;
    color: #64748b;
}

/* VARIANTS */
.ut-tuition-card--blue .ut-tuition-card__bar {
    background: linear-gradient(180deg, #1d4ed8 0%, #38bdf8 100%);
}
.ut-tuition-card--blue .ut-tuition-card__glow {
    background: rgba(37, 99, 235, 0.45);
}

.ut-tuition-card--gold .ut-tuition-card__bar {
    background: linear-gradient(180deg, #f59e0b 0%, #facc15 100%);
}
.ut-tuition-card--gold .ut-tuition-card__glow {
    background: rgba(245, 158, 11, 0.45);
}

.ut-tuition-card--cyan .ut-tuition-card__bar {
    background: linear-gradient(180deg, #0891b2 0%, #22d3ee 100%);
}
.ut-tuition-card--cyan .ut-tuition-card__glow {
    background: rgba(6, 182, 212, 0.42);
}

.ut-tuition-card--violet .ut-tuition-card__bar {
    background: linear-gradient(180deg, #7c3aed 0%, #a78bfa 100%);
}
.ut-tuition-card--violet .ut-tuition-card__glow {
    background: rgba(124, 58, 237, 0.40);
}

/* FLOATING ANIMATION */
@keyframes utFloatingTuition {
    0% {
        transform: translate3d(0, 0, 0) rotate(0deg);
    }
    25% {
        transform: translate3d(-6px, -8px, 0) rotate(-1deg);
    }
    50% {
        transform: translate3d(0, -14px, 0) rotate(0deg);
    }
    75% {
        transform: translate3d(7px, -8px, 0) rotate(1deg);
    }
    100% {
        transform: translate3d(0, 0, 0) rotate(0deg);
    }
}

/* DESKTOP ADJUSTMENT */
@media (min-width: 1024px) {
    .ut-tuition-section {
        padding-top: 8px;
    }

    .ut-tuition-cards-wrap {
        margin-top: -36px;
        padding-top: 86px;
    }
}

/* TABLET */
@media (max-width: 1023px) {
    .ut-tuition-section__visual {
        position: relative;
        top: auto;
        right: auto;
        width: min(300px, 68%);
        margin: 8px auto 20px;
        display: flex;
        justify-content: center;
    }

    .ut-tuition-cards-wrap {
        margin-top: 0;
    }

    .ut-tuition-cards-grid {
        grid-template-columns: 1fr;
    }
}

/* MOBILE */
@media (max-width: 767px) {
    .ut-tuition-section__visual {
        width: min(240px, 64%);
        margin: 0 auto 16px;
    }

    .ut-tuition-section__img {
        animation-duration: 7.5s;
    }

    .ut-tuition-note {
        padding: 16px;
    }

    .ut-tuition-card {
        min-height: auto;
    }

    .ut-tuition-card__body {
        padding: 18px;
    }

    .ut-tuition-card__price {
        font-size: 18px;
    }
}

/* REDUCE MOTION */
@media (prefers-reduced-motion: reduce) {
    .ut-tuition-section__img {
        animation: none;
    }
}

/* STAGE FLOW */
.ut-stage-flow {
    display: grid;
    grid-template-columns: repeat(1, minmax(0, 1fr));
    gap: 14px;
}

.ut-stage-card {
    position: relative;
    overflow: visible;
    border-radius: 26px;
    border: 1px solid rgba(226, 232, 240, 0.9);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    box-shadow:
        0 10px 30px rgba(15, 23, 42, 0.06),
        inset 0 1px 0 rgba(255,255,255,0.72);
    transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}

.ut-stage-card:hover {
    transform: translateY(-4px);
    box-shadow:
        0 18px 40px rgba(15, 23, 42, 0.10),
        inset 0 1px 0 rgba(255,255,255,0.85);
}

.ut-stage-card__bar {
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    border-radius: 999px;
}

.ut-stage-card__body {
    position: relative;
    z-index: 2;
    height: 100%;
    padding: 22px;
}

.ut-stage-card__glow {
    position: absolute;
    top: -24px;
    left: -18px;
    width: 140px;
    height: 140px;
    border-radius: 999px;
    filter: blur(28px);
    opacity: .15;
    pointer-events: none;
}

.ut-stage-card__step-wrap {
    position: relative;
    display: flex;
    align-items: center;
    min-height: 44px;
}

.ut-stage-card__step {
    position: relative;
    z-index: 2;
    display: inline-flex;
    width: 44px;
    height: 44px;
    align-items: center;
    justify-content: center;
    border-radius: 16px;
    font-size: 15px;
    font-weight: 700;
    color: #fff;
    box-shadow:
        0 10px 20px rgba(15, 23, 42, 0.12),
        inset 0 1px 0 rgba(255,255,255,0.18);
}

.ut-stage-card__connector {
    display: none;
}

.ut-stage-card__eyebrow {
    margin-top: 14px;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .20em;
    text-transform: uppercase;
    color: #94a3b8;
}

.ut-stage-card__title {
    margin-top: 10px;
    font-size: 18px;
    line-height: 1.35;
    font-weight: 700;
    color: #0f172a;
    letter-spacing: -0.02em;
}

.ut-stage-card__desc {
    margin-top: 10px;
    font-size: 14px;
    line-height: 1.75;
    color: #64748b;
}

/* VARIANTS */
.ut-stage-card--blue .ut-stage-card__bar {
    background: linear-gradient(180deg, #1d4ed8 0%, #38bdf8 100%);
}
.ut-stage-card--blue .ut-stage-card__glow {
    background: rgba(37, 99, 235, 0.45);
}
.ut-stage-card--blue .ut-stage-card__step {
    background: linear-gradient(180deg, #2563eb 0%, #1d4ed8 100%);
}
.ut-stage-card--blue:hover {
    border-color: rgba(59, 130, 246, 0.24);
}

.ut-stage-card--gold .ut-stage-card__bar {
    background: linear-gradient(180deg, #f59e0b 0%, #facc15 100%);
}
.ut-stage-card--gold .ut-stage-card__glow {
    background: rgba(245, 158, 11, 0.42);
}
.ut-stage-card--gold .ut-stage-card__step {
    background: linear-gradient(180deg, #f59e0b 0%, #d97706 100%);
}
.ut-stage-card--gold:hover {
    border-color: rgba(245, 158, 11, 0.24);
}

.ut-stage-card--cyan .ut-stage-card__bar {
    background: linear-gradient(180deg, #0891b2 0%, #22d3ee 100%);
}
.ut-stage-card--cyan .ut-stage-card__glow {
    background: rgba(6, 182, 212, 0.40);
}
.ut-stage-card--cyan .ut-stage-card__step {
    background: linear-gradient(180deg, #06b6d4 0%, #0891b2 100%);
}
.ut-stage-card--cyan:hover {
    border-color: rgba(34, 211, 238, 0.24);
}

.ut-stage-card--violet .ut-stage-card__bar {
    background: linear-gradient(180deg, #7c3aed 0%, #a78bfa 100%);
}
.ut-stage-card--violet .ut-stage-card__glow {
    background: rgba(124, 58, 237, 0.38);
}
.ut-stage-card--violet .ut-stage-card__step {
    background: linear-gradient(180deg, #8b5cf6 0%, #7c3aed 100%);
}
.ut-stage-card--violet:hover {
    border-color: rgba(167, 139, 250, 0.26);
}

/* CTA */
.ut-stage-cta {
    display: flex;
    flex-direction: column;
    gap: 14px;
    border-radius: 28px;
    border: 1px solid rgba(226, 232, 240, 0.9);
    background: linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    padding: 20px;
    box-shadow:
        0 10px 30px rgba(15, 23, 42, 0.05),
        inset 0 1px 0 rgba(255,255,255,0.72);
}

.ut-stage-cta__title {
    font-size: 17px;
    font-weight: 700;
    color: #0f172a;
}

.ut-stage-cta__desc {
    margin-top: 4px;
    font-size: 14px;
    line-height: 1.7;
    color: #64748b;
}

/* TABLET+ */
@media (min-width: 768px) {
    .ut-stage-flow {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .ut-stage-cta {
        flex-direction: row;
        align-items: center;
        justify-content: space-between;
        gap: 18px;
        padding: 22px 24px;
    }

    .ut-stage-cta__content {
        max-width: 720px;
    }
}

/* DESKTOP FLOW */
@media (min-width: 1280px) {
    .ut-stage-flow {
        grid-template-columns: repeat(5, minmax(0, 1fr));
        gap: 16px;
    }

    .ut-stage-card {
        min-height: 100%;
    }

    .ut-stage-card__body {
        padding: 22px 20px 24px;
    }

    .ut-stage-card__step-wrap {
        min-height: 46px;
    }

    .ut-stage-card__connector {
        position: absolute;
        left: calc(100% - 6px);
        top: 50%;
        transform: translateY(-50%);
        display: flex;
        align-items: center;
        width: 36px;
        z-index: 3;
        pointer-events: none;
    }

    .ut-stage-card__connector-line {
        position: relative;
        flex: 1 1 auto;
        height: 2px;
        border-radius: 999px;
        background: linear-gradient(90deg, rgba(148,163,184,0.20) 0%, rgba(148,163,184,0.55) 100%);
    }

    .ut-stage-card__connector-dot {
        width: 8px;
        height: 8px;
        margin-left: 6px;
        border-radius: 999px;
        background: #cbd5e1;
        box-shadow: 0 0 0 6px rgba(203, 213, 225, 0.16);
        flex: 0 0 auto;
    }

    .ut-stage-card__title {
        font-size: 17px;
    }

    .ut-stage-card__desc {
        font-size: 13px;
        line-height: 1.72;
    }
}

/* MOBILE */
@media (max-width: 767px) {
    .ut-stage-card__body {
        padding: 18px;
    }

    .ut-stage-card__title {
        font-size: 16px;
    }

    .ut-stage-card__desc {
        font-size: 14px;
        line-height: 1.7;
    }
}
.ut-faq-list {
    display: grid;
    gap: 14px;
}

.ut-faq-card {
    position: relative;
    overflow: hidden;
    border-radius: 26px;
    border: 1px solid rgba(226, 232, 240, 0.9);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    box-shadow:
        0 10px 30px rgba(15, 23, 42, 0.05),
        inset 0 1px 0 rgba(255,255,255,0.72);
    transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}

.ut-faq-card:hover {
    transform: translateY(-2px);
    box-shadow:
        0 16px 34px rgba(15, 23, 42, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.82);
}

.ut-faq-card__bar {
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    border-radius: 999px;
}

.ut-faq-card__body {
    position: relative;
    z-index: 1;
}

.ut-faq-card__glow {
    position: absolute;
    top: -26px;
    left: -20px;
    width: 140px;
    height: 140px;
    border-radius: 999px;
    filter: blur(30px);
    opacity: .13;
    pointer-events: none;
}

.ut-faq-card__button {
    position: relative;
    z-index: 2;
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding: 20px 22px;
    text-align: left;
}

.ut-faq-card__content {
    min-width: 0;
    flex: 1 1 auto;
}

.ut-faq-card__eyebrow {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: #94a3b8;
}

.ut-faq-card__question {
    margin-top: 8px;
    font-size: 17px;
    line-height: 1.45;
    font-weight: 700;
    color: #0f172a;
    letter-spacing: -0.02em;
}

.ut-faq-card__icon-wrap {
    flex: 0 0 auto;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 42px;
    height: 42px;
    border-radius: 14px;
    border: 1px solid rgba(226, 232, 240, 0.92);
    background: rgba(255,255,255,0.88);
    box-shadow: inset 0 1px 0 rgba(255,255,255,0.75);
}

.ut-faq-card__icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: #64748b;
    transition: transform .24s ease, color .24s ease;
}

.ut-faq-card[data-open="1"] .ut-faq-card__icon {
    transform: rotate(180deg);
    color: #0f172a;
}

.ut-faq-card__answer-wrap {
    padding: 0 22px 20px 22px;
}

.ut-faq-card__answer {
    padding: 16px 18px;
    border-radius: 20px;
    border: 1px solid rgba(226, 232, 240, 0.88);
    background: rgba(248,250,252,0.76);
    font-size: 14px;
    line-height: 1.8;
    color: #475569;
}

/* VARIANTS */
.ut-faq-card--blue .ut-faq-card__bar {
    background: linear-gradient(180deg, #1d4ed8 0%, #38bdf8 100%);
}
.ut-faq-card--blue .ut-faq-card__glow {
    background: rgba(37, 99, 235, 0.42);
}
.ut-faq-card--blue:hover {
    border-color: rgba(59, 130, 246, 0.24);
}

.ut-faq-card--gold .ut-faq-card__bar {
    background: linear-gradient(180deg, #f59e0b 0%, #facc15 100%);
}
.ut-faq-card--gold .ut-faq-card__glow {
    background: rgba(245, 158, 11, 0.40);
}
.ut-faq-card--gold:hover {
    border-color: rgba(245, 158, 11, 0.22);
}

.ut-faq-card--cyan .ut-faq-card__bar {
    background: linear-gradient(180deg, #0891b2 0%, #22d3ee 100%);
}
.ut-faq-card--cyan .ut-faq-card__glow {
    background: rgba(6, 182, 212, 0.38);
}
.ut-faq-card--cyan:hover {
    border-color: rgba(34, 211, 238, 0.22);
}

.ut-faq-card--violet .ut-faq-card__bar {
    background: linear-gradient(180deg, #7c3aed 0%, #a78bfa 100%);
}
.ut-faq-card--violet .ut-faq-card__glow {
    background: rgba(124, 58, 237, 0.36);
}
.ut-faq-card--violet:hover {
    border-color: rgba(167, 139, 250, 0.24);
}

/* RESPONSIVE */
@media (max-width: 767px) {
    .ut-faq-card__button {
        padding: 18px;
        gap: 14px;
    }

    .ut-faq-card__question {
        font-size: 15px;
        line-height: 1.5;
    }

    .ut-faq-card__icon-wrap {
        width: 38px;
        height: 38px;
        border-radius: 12px;
    }

    .ut-faq-card__answer-wrap {
        padding: 0 18px 18px 18px;
    }

    .ut-faq-card__answer {
        padding: 14px 15px;
        font-size: 14px;
        line-height: 1.75;
    }
}

.ut-video-nav {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    border-radius: 16px;
    border: 1px solid rgba(226, 232, 240, 0.92);
    background: rgba(255,255,255,0.96);
    color: #475569;
    box-shadow:
        0 10px 24px rgba(15, 23, 42, 0.05),
        inset 0 1px 0 rgba(255,255,255,0.78);
    transition: transform .22s ease, box-shadow .22s ease, color .22s ease, border-color .22s ease;
}

.ut-video-nav:hover {
    transform: translateY(-2px);
    color: #0f172a;
    box-shadow:
        0 16px 32px rgba(15, 23, 42, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.88);
}

.ut-video-card {
    position: relative;
    overflow: hidden;
    border-radius: 28px;
    border: 1px solid rgba(226, 232, 240, 0.92);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    box-shadow:
        0 12px 30px rgba(15, 23, 42, 0.06),
        inset 0 1px 0 rgba(255,255,255,0.72);
    transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}

.ut-video-card:hover {
    transform: translateY(-4px);
    box-shadow:
        0 18px 40px rgba(15, 23, 42, 0.10),
        inset 0 1px 0 rgba(255,255,255,0.84);
}

.ut-video-card__bar {
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    border-radius: 999px;
}

.ut-video-card__body {
    position: relative;
    z-index: 1;
    padding: 18px;
}

.ut-video-card__glow {
    position: absolute;
    top: -28px;
    left: -22px;
    width: 180px;
    height: 180px;
    border-radius: 999px;
    filter: blur(30px);
    opacity: .12;
    pointer-events: none;
}

.ut-video-frame {
    position: relative;
    border-radius: 24px;
    border: 1px solid rgba(30, 41, 59, 0.14);
    background: linear-gradient(180deg, #0f172a 0%, #020617 100%);
    padding: 10px;
    box-shadow:
        0 22px 44px rgba(2, 6, 23, 0.24),
        inset 0 1px 0 rgba(255,255,255,0.06);
}

.ut-video-frame__topbar {
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 2px 2px 10px;
}

.ut-video-frame__dot {
    width: 8px;
    height: 8px;
    border-radius: 999px;
    background: rgba(255,255,255,0.22);
}

.ut-video-frame__screen {
    overflow: hidden;
    border-radius: 18px;
    background: #020617;
    aspect-ratio: 16 / 9;
    box-shadow: inset 0 1px 0 rgba(255,255,255,0.05);
}

.ut-video-card__content {
    padding-top: 16px;
}

.ut-video-card__eyebrow {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: #94a3b8;
}

.ut-video-card__title {
    margin-top: 8px;
    font-size: 18px;
    line-height: 1.35;
    font-weight: 700;
    color: #0f172a;
    letter-spacing: -0.02em;
}

.ut-video-card__desc {
    margin-top: 8px;
    font-size: 14px;
    line-height: 1.75;
    color: #64748b;
}

.ut-video-dots:empty {
    display: none;
}

/* variant */
.ut-video-card--blue .ut-video-card__bar {
    background: linear-gradient(180deg, #1d4ed8 0%, #38bdf8 100%);
}
.ut-video-card--blue .ut-video-card__glow {
    background: rgba(37, 99, 235, 0.42);
}
.ut-video-card--blue:hover {
    border-color: rgba(59, 130, 246, 0.24);
}

.ut-video-card--gold .ut-video-card__bar {
    background: linear-gradient(180deg, #f59e0b 0%, #facc15 100%);
}
.ut-video-card--gold .ut-video-card__glow {
    background: rgba(245, 158, 11, 0.40);
}
.ut-video-card--gold:hover {
    border-color: rgba(245, 158, 11, 0.22);
}

.ut-video-card--cyan .ut-video-card__bar {
    background: linear-gradient(180deg, #0891b2 0%, #22d3ee 100%);
}
.ut-video-card--cyan .ut-video-card__glow {
    background: rgba(6, 182, 212, 0.38);
}
.ut-video-card--cyan:hover {
    border-color: rgba(34, 211, 238, 0.22);
}

.ut-video-card--violet .ut-video-card__bar {
    background: linear-gradient(180deg, #7c3aed 0%, #a78bfa 100%);
}
.ut-video-card--violet .ut-video-card__glow {
    background: rgba(124, 58, 237, 0.34);
}
.ut-video-card--violet:hover {
    border-color: rgba(167, 139, 250, 0.22);
}

@media (max-width: 767px) {
    .ut-video-nav {
        width: 40px;
        height: 40px;
        border-radius: 14px;
    }

    .ut-video-card__body {
        padding: 14px;
    }

    .ut-video-frame {
        padding: 8px;
        border-radius: 20px;
    }

    .ut-video-frame__screen {
        border-radius: 14px;
    }

    .ut-video-card__title {
        font-size: 16px;
    }

    .ut-video-card__desc {
        font-size: 14px;
        line-height: 1.7;
    }
}

/* LEFT STEPS */
.ut-form-steps {
    display: grid;
    gap: 12px;
}

.ut-form-step {
    position: relative;
    overflow: hidden;
    border-radius: 24px;
    border: 1px solid rgba(226, 232, 240, 0.9);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    box-shadow:
        0 10px 26px rgba(15, 23, 42, 0.05),
        inset 0 1px 0 rgba(255,255,255,0.72);
    transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
    min-height: 100%;
}

.ut-form-step:hover {
    transform: translateY(-2px);
    box-shadow:
        0 16px 32px rgba(15, 23, 42, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.82);
}

.ut-form-step__bar {
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    border-radius: 999px;
}

.ut-form-step__body {
    position: relative;
    display: flex;
    flex-direction: column;
    gap: 14px;
    padding: 18px 18px 18px 20px;
    height: 100%;
}

.ut-form-step__glow {
    position: absolute;
    top: -22px;
    left: -16px;
    width: 120px;
    height: 120px;
    border-radius: 999px;
    filter: blur(28px);
    opacity: .13;
    pointer-events: none;
}

.ut-form-step__head {
    position: relative;
    display: flex;
    align-items: center;
    gap: 12px;
}

.ut-form-step__number {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 38px;
    height: 38px;
    border-radius: 14px;
    font-size: 14px;
    font-weight: 700;
    color: #fff;
    box-shadow:
        0 10px 22px rgba(15, 23, 42, 0.12),
        inset 0 1px 0 rgba(255,255,255,0.18);
    flex: 0 0 auto;
}

.ut-form-step__eyebrow {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: #94a3b8;
    line-height: 1.4;
}

.ut-form-step__main {
    position: relative;
}

.ut-form-step__title {
    font-size: 16px;
    line-height: 1.4;
    font-weight: 700;
    color: #0f172a;
    letter-spacing: -0.02em;
}

.ut-form-step__desc {
    margin-top: 8px;
    font-size: 14px;
    line-height: 1.7;
    color: #64748b;
}

.ut-form-step--blue .ut-form-step__bar {
    background: linear-gradient(180deg, #1d4ed8 0%, #38bdf8 100%);
}
.ut-form-step--blue .ut-form-step__glow {
    background: rgba(37, 99, 235, 0.40);
}
.ut-form-step--blue .ut-form-step__number {
    background: linear-gradient(180deg, #2563eb 0%, #1d4ed8 100%);
}

.ut-form-step--gold .ut-form-step__bar {
    background: linear-gradient(180deg, #f59e0b 0%, #facc15 100%);
}
.ut-form-step--gold .ut-form-step__glow {
    background: rgba(245, 158, 11, 0.40);
}
.ut-form-step--gold .ut-form-step__number {
    background: linear-gradient(180deg, #f59e0b 0%, #d97706 100%);
}

.ut-form-step--cyan .ut-form-step__bar {
    background: linear-gradient(180deg, #0891b2 0%, #22d3ee 100%);
}
.ut-form-step--cyan .ut-form-step__glow {
    background: rgba(6, 182, 212, 0.36);
}
.ut-form-step--cyan .ut-form-step__number {
    background: linear-gradient(180deg, #06b6d4 0%, #0891b2 100%);
}

/* DESKTOP: 1 line horizontal */
@media (min-width: 1024px) {
    .ut-form-steps {
        grid-template-columns: repeat(3, minmax(0, 1fr));
        gap: 14px;
    }

    .ut-form-step__body {
        padding: 18px 16px 18px 18px;
    }

    .ut-form-step__title {
        font-size: 15px;
    }

    .ut-form-step__desc {
        font-size: 13px;
        line-height: 1.65;
    }
}

/* MOBILE/TABLET */
@media (max-width: 1023px) {
    .ut-form-steps {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 767px) {
    .ut-form-step__body {
        padding: 16px;
    }

    .ut-form-step__title {
        font-size: 15px;
    }

    .ut-form-step__desc {
        font-size: 14px;
        line-height: 1.68;
    }
}

/* LINKS */
.ut-form-links {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}

.ut-form-link-pill {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 42px;
    padding: 0 16px;
    border-radius: 999px;
    border: 1px solid rgba(226, 232, 240, 0.92);
    background: rgba(255,255,255,0.96);
    color: #475569;
    font-size: 14px;
    font-weight: 600;
    box-shadow:
        0 8px 20px rgba(15, 23, 42, 0.04),
        inset 0 1px 0 rgba(255,255,255,0.76);
    transition: all .22s ease;
}

.ut-form-link-pill:hover {
    transform: translateY(-1px);
    color: #0f172a;
    box-shadow:
        0 12px 24px rgba(15, 23, 42, 0.06),
        inset 0 1px 0 rgba(255,255,255,0.82);
}

/* RIGHT SHELL */
.ut-form-shell-glow {
    position: absolute;
    inset: -16px;
    border-radius: 38px;
    background: linear-gradient(135deg, rgba(37,99,235,0.10) 0%, rgba(255,255,255,0) 45%, rgba(250,204,21,0.16) 100%);
    filter: blur(24px);
    pointer-events: none;
}

.ut-form-card {
    position: relative;
    overflow: hidden;
    border-radius: 32px;
    border: 1px solid rgba(226, 232, 240, 0.92);
    background: linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    box-shadow:
        0 18px 60px rgba(15, 23, 42, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.78);
}

.ut-form-card__hero {
    position: relative;
    height: 168px;
    background: #e2e8f0;
    overflow: hidden;
}

.ut-form-card__hero-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.ut-form-card__hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(255,255,255,0.02) 0%, rgba(255,255,255,0.14) 48%, rgba(255,255,255,0.96) 100%);
}

.ut-form-card__hero-chip {
    position: absolute;
    left: 16px;
    bottom: 16px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    min-height: 34px;
    padding: 0 12px;
    border-radius: 999px;
    background: rgba(255,255,255,0.88);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(226, 232, 240, 0.92);
    color: #475569;
    font-size: 12px;
    font-weight: 600;
    box-shadow: 0 8px 20px rgba(15, 23, 42, 0.06);
}

.ut-form-card__hero-dot {
    width: 8px;
    height: 8px;
    border-radius: 999px;
    background: var(--ut-yellow);
    flex: 0 0 auto;
}

.ut-form-card__body {
    padding: 24px 24px 26px;
}

.ut-form-card__head {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 16px;
}

.ut-form-card__eyebrow {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: #94a3b8;
}

.ut-form-card__title {
    margin-top: 8px;
    font-size: 24px;
    line-height: 1.2;
    font-weight: 700;
    letter-spacing: -0.03em;
    color: #0f172a;
}

.ut-form-card__subtitle {
    margin-top: 6px;
    font-size: 14px;
    line-height: 1.7;
    color: #64748b;
}

.ut-form-card__badge {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 36px;
    padding: 0 12px;
    border-radius: 999px;
    background: rgba(37, 99, 235, 0.08);
    color: #1d4ed8;
    border: 1px solid rgba(37, 99, 235, 0.12);
    font-size: 12px;
    font-weight: 700;
    white-space: nowrap;
}

/* FORM */
.ut-form-label {
    display: inline-block;
    font-size: 13px;
    font-weight: 600;
    color: #475569;
    margin-bottom: 8px;
}

.ut-form-input {
    width: 100%;
    min-height: 52px;
    border-radius: 18px;
    border: 1px solid rgba(226, 232, 240, 0.96);
    background: rgba(255,255,255,0.96);
    padding: 0 16px;
    font-size: 14px;
    color: #0f172a;
    box-shadow: inset 0 1px 0 rgba(255,255,255,0.7);
    transition: border-color .2s ease, box-shadow .2s ease, background-color .2s ease;
}

.ut-form-input::placeholder {
    color: #94a3b8;
}

.ut-form-input:focus {
    outline: none;
    border-color: rgba(37, 99, 235, 0.26);
    box-shadow:
        0 0 0 4px rgba(37, 99, 235, 0.10),
        inset 0 1px 0 rgba(255,255,255,0.7);
    background: #fff;
}

.ut-form-select {
    appearance: none;
    background-image:
        linear-gradient(45deg, transparent 50%, #64748b 50%),
        linear-gradient(135deg, #64748b 50%, transparent 50%);
    background-position:
        calc(100% - 22px) calc(50% - 3px),
        calc(100% - 16px) calc(50% - 3px);
    background-size: 6px 6px, 6px 6px;
    background-repeat: no-repeat;
    padding-right: 42px;
}

.ut-form-help {
    margin-top: 6px;
    font-size: 12px;
    line-height: 1.55;
    color: #94a3b8;
}

.ut-form-consent {
    display: flex;
    align-items: flex-start;
    gap: 10px;
}

.ut-form-checkbox {
    margin-top: 3px;
    width: 16px;
    height: 16px;
    accent-color: #1d4ed8;
    flex: 0 0 auto;
}

.ut-form-consent__label {
    font-size: 14px;
    line-height: 1.7;
    color: #64748b;
}

.ut-form-note {
    border-radius: 20px;
    border: 1px solid rgba(250, 204, 21, 0.34);
    background: linear-gradient(180deg, rgba(250, 204, 21, 0.16) 0%, rgba(250, 204, 21, 0.08) 100%);
    padding: 14px 16px;
    font-size: 14px;
    line-height: 1.75;
    color: #475569;
}

.ut-form-submit {
    width: 100%;
    min-height: 54px;
    border-radius: 18px;
    background: var(--ut-blue);
    color: #fff;
    font-size: 15px;
    font-weight: 700;
    transition: transform .22s ease, opacity .22s ease, box-shadow .22s ease;
    overflow: hidden;
    box-shadow: 0 16px 34px rgba(29, 78, 216, 0.20);
}

.ut-form-submit:hover {
    transform: translateY(-1px);
    opacity: .97;
}

.ut-form-footnote {
    margin-top: 12px;
    font-size: 12px;
    line-height: 1.65;
    color: #94a3b8;
}

.ut-form-tracking {
    font-size: 12px;
    line-height: 1.6;
    color: #94a3b8;
}

.ut-form-tracking__code {
    display: inline-block;
    margin-left: 6px;
    padding: 2px 7px;
    border-radius: 8px;
    border: 1px solid rgba(226, 232, 240, 0.92);
    background: rgba(255,255,255,0.94);
    color: #475569;
    font-size: 12px;
}

/* RESPONSIVE */
@media (max-width: 767px) {
    .ut-form-card__hero {
        height: 148px;
    }

    .ut-form-card__hero-chip {
        left: 12px;
        right: 12px;
        bottom: 12px;
        justify-content: center;
        text-align: center;
    }

    .ut-form-card__body {
        padding: 20px 18px 22px;
    }

    .ut-form-card__head {
        flex-direction: column;
        align-items: flex-start;
    }

    .ut-form-card__title {
        font-size: 21px;
    }

    .ut-form-input {
        min-height: 50px;
        border-radius: 16px;
    }

    .ut-form-submit {
        min-height: 52px;
        border-radius: 16px;
    }

    .ut-form-tracking__code {
        display: block;
        margin: 6px 0 0;
        overflow-wrap: anywhere;
    }
}

.ut-mini-cards {
    display: grid;
    grid-template-columns: 1fr;
    gap: 12px;
}

/* CARD BASE */
.ut-mini-card {
    position: relative;
    overflow: hidden;
    border-radius: 22px;
    border: 1px solid rgba(226, 232, 240, 0.9);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    box-shadow:
        0 10px 26px rgba(15, 23, 42, 0.05),
        inset 0 1px 0 rgba(255,255,255,0.72);
    transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}

.ut-mini-card:hover {
    transform: translateY(-2px);
    box-shadow:
        0 16px 32px rgba(15, 23, 42, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.82);
}

/* BAR */
.ut-mini-card__bar {
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    border-radius: 999px;
}

/* BODY */
.ut-mini-card__body {
    position: relative;
    padding: 16px 16px 16px 18px;
    z-index: 1;
}

/* GLOW */
.ut-mini-card__glow {
    position: absolute;
    top: -20px;
    left: -14px;
    width: 110px;
    height: 110px;
    border-radius: 999px;
    filter: blur(26px);
    opacity: .12;
    pointer-events: none;
}

/* TEXT */
.ut-mini-card__eyebrow {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: #94a3b8;
}

.ut-mini-card__title {
    margin-top: 6px;
    font-size: 15px;
    line-height: 1.4;
    font-weight: 700;
    color: #0f172a;
    letter-spacing: -0.02em;
}

/* VARIANTS */
.ut-mini-card--blue .ut-mini-card__bar {
    background: linear-gradient(180deg, #1d4ed8 0%, #38bdf8 100%);
}
.ut-mini-card--blue .ut-mini-card__glow {
    background: rgba(37, 99, 235, 0.40);
}
.ut-mini-card--blue:hover {
    border-color: rgba(59, 130, 246, 0.24);
}

.ut-mini-card--gold .ut-mini-card__bar {
    background: linear-gradient(180deg, #f59e0b 0%, #facc15 100%);
}
.ut-mini-card--gold .ut-mini-card__glow {
    background: rgba(245, 158, 11, 0.40);
}
.ut-mini-card--gold:hover {
    border-color: rgba(245, 158, 11, 0.22);
}

.ut-mini-card--cyan .ut-mini-card__bar {
    background: linear-gradient(180deg, #0891b2 0%, #22d3ee 100%);
}
.ut-mini-card--cyan .ut-mini-card__glow {
    background: rgba(6, 182, 212, 0.36);
}
.ut-mini-card--cyan:hover {
    border-color: rgba(34, 211, 238, 0.22);
}

/* GRID RESPONSIVE */
@media (min-width: 640px) {
    .ut-mini-cards {
        grid-template-columns: repeat(3, minmax(0, 1fr));
        gap: 14px;
    }
}

@media (max-width: 639px) {
    .ut-mini-card__title {
        font-size: 14px;
    }
}

.ut-floatY {
    animation: floatY 6s ease-in-out infinite;
}
.ut-floatX {
    animation: floatX 7s ease-in-out infinite;
}

@keyframes floatY {
    0%,100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}

@keyframes floatX {
    0%,100% { transform: translateX(0); }
    50% { transform: translateX(6px); }
}

/* HERO PREMIUM VISUAL */
.ut-hero-visual {
    position: relative;
    min-height: 340px;
    isolation: isolate;
    perspective: 1200px;
}

.ut-hero-visual__bg {
    position: absolute;
    inset: 36px 18px 18px 18px;
    border-radius: 38px;
    background: linear-gradient(180deg, rgba(255,255,255,0.72) 0%, rgba(248,250,252,0.92) 100%);
    border: 1px solid rgba(226, 232, 240, 0.78);
    box-shadow:
        0 30px 80px rgba(15, 23, 42, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.72);
}

.ut-hero-visual__grid {
    position: absolute;
    inset: 42px 24px 24px 24px;
    border-radius: 34px;
    opacity: .18;
    background-image: linear-gradient(to right, rgba(148,163,184,.18) 1px, transparent 1px),
                      linear-gradient(to bottom, rgba(148,163,184,.18) 1px, transparent 1px);
    background-size: 24px 24px;
    mask-image: linear-gradient(180deg, rgba(0,0,0,0.9), rgba(0,0,0,0.4));
    pointer-events: none;
}

.ut-hero-visual__glow {
    position: absolute;
    border-radius: 999px;
    filter: blur(44px);
    opacity: .65;
    pointer-events: none;
}

.ut-hero-visual__glow--blue {
    top: 22px;
    right: 70px;
    width: 220px;
    height: 220px;
    background: rgba(37, 99, 235, 0.18);
}

.ut-hero-visual__glow--gold {
    right: 12px;
    bottom: 60px;
    width: 170px;
    height: 170px;
    background: rgba(250, 204, 21, 0.18);
}

.ut-hero-visual__orb {
    position: absolute;
    border-radius: 999px;
    pointer-events: none;
}

.ut-hero-visual__orb--one {
    top: 72px;
    right: 40px;
    width: 14px;
    height: 14px;
    background: linear-gradient(180deg, #fde68a 0%, #facc15 100%);
    box-shadow: 0 10px 20px rgba(250, 204, 21, 0.28);
}

.ut-hero-visual__orb--two {
    left: 34px;
    top: 180px;
    width: 10px;
    height: 10px;
    background: linear-gradient(180deg, #60a5fa 0%, #2563eb 100%);
    box-shadow: 0 8px 18px rgba(37, 99, 235, 0.24);
}

.ut-hero-frame {
    position: relative;
    z-index: 3;
    margin: 18px 34px 24px 54px;
    transform: rotate(-2deg);
}

.ut-hero-frame__chrome {
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 0 0 10px 12px;
}

.ut-hero-frame__chrome span {
    width: 8px;
    height: 8px;
    border-radius: 999px;
    background: rgba(148, 163, 184, 0.45);
}

.ut-hero-frame__media {
    position: relative;
    overflow: hidden;
    border-radius: 34px;
    border: 1px solid rgba(255,255,255,0.54);
    background: linear-gradient(180deg, rgba(15,23,42,0.04), rgba(15,23,42,0.01));
    box-shadow:
        0 32px 80px rgba(15, 23, 42, 0.14),
        0 10px 30px rgba(37, 99, 235, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.55);
    backdrop-filter: blur(14px);
}

.ut-hero-frame__img {
    display: block;
    width: 100%;
    height: 320px;
    object-fit: cover;
    object-position: right;
    transform: scale(1.03);
}

.ut-hero-frame__overlay {
    position: absolute;
    inset: 0;
    background:
        linear-gradient(to top, rgba(255,255,255,0.08), transparent 26%),
        linear-gradient(to top right, rgba(37,99,235,0.12), transparent 42%),
        linear-gradient(to bottom left, rgba(250,204,21,0.09), transparent 46%);
}

.ut-hero-frame__edge {
    position: absolute;
    inset: 0;
    border-radius: inherit;
    box-shadow:
        inset 0 1px 0 rgba(255,255,255,0.32),
        inset 0 -1px 0 rgba(255,255,255,0.18);
    pointer-events: none;
}

/* BADGES */
.ut-hero-badge {
    position: absolute;
    z-index: 5;
}

.ut-hero-badge__inner {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    min-height: 48px;
    padding: 0 16px;
    border-radius: 18px;
    border: 1px solid rgba(255,255,255,0.62);
    background: rgba(255,255,255,0.72);
    box-shadow:
        0 18px 36px rgba(15, 23, 42, 0.10),
        inset 0 1px 0 rgba(255,255,255,0.84);
    backdrop-filter: blur(18px);
    color: #334155;
    font-size: 14px;
    font-weight: 600;
    white-space: nowrap;
}

.ut-hero-badge__dot {
    width: 9px;
    height: 9px;
    border-radius: 999px;
    flex: 0 0 auto;
}

.ut-hero-badge__dot--gold {
    background: linear-gradient(180deg, #fde68a 0%, #facc15 100%);
}
.ut-hero-badge__dot--blue {
    background: linear-gradient(180deg, #60a5fa 0%, #2563eb 100%);
}
.ut-hero-badge__dot--cyan {
    background: linear-gradient(180deg, #67e8f9 0%, #06b6d4 100%);
}

.ut-hero-badge--top-right {
    top: 8px;
    right: 22px;
}

.ut-hero-badge--left {
    top: 132px;
    left: -10px;
}

.ut-hero-badge--bottom-right {
    right: 12px;
    bottom: 14px;
}

/* MINI INSIGHT */
.ut-hero-mini {
    position: absolute;
    z-index: 4;
    max-width: 210px;
    padding: 14px 16px;
    border-radius: 22px;
    border: 1px solid rgba(226, 232, 240, 0.76);
    background: rgba(255,255,255,0.82);
    box-shadow:
        0 20px 38px rgba(15, 23, 42, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.86);
    backdrop-filter: blur(16px);
}

.ut-hero-mini__eyebrow {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: #94a3b8;
}

.ut-hero-mini__title {
    margin-top: 8px;
    font-size: 14px;
    line-height: 1.55;
    font-weight: 700;
    color: #0f172a;
}

.ut-hero-mini--one {
    left: 18px;
    bottom: 84px;
}

.ut-hero-mini--two {
    right: 26px;
    top: 84px;
}

/* FLOAT ANIMATION */
.ut-floatY {
    animation: utFloatY 6.5s ease-in-out infinite;
}
.ut-floatX {
    animation: utFloatX 7.5s ease-in-out infinite;
}

@keyframes utFloatY {
    0%,100% { transform: translate3d(0,0,0); }
    50% { transform: translate3d(0,-10px,0); }
}

@keyframes utFloatX {
    0%,100% { transform: translate3d(0,0,0); }
    50% { transform: translate3d(8px,-4px,0); }
}

/* PARALLAX */
.ut-parallax-layer {
    transition: transform .18s linear;
    will-change: transform;
}

/* RESPONSIVE */
@media (min-width: 1024px) {
    .ut-hero-visual {
        min-height: 640px;
    }

    .ut-hero-frame__img {
        height: 540px;
    }
}

@media (max-width: 1279px) {
    .ut-hero-mini--one {
        left: 8px;
        bottom: 66px;
    }

    .ut-hero-mini--two {
        right: 14px;
        top: 90px;
    }

    .ut-hero-badge--left {
        left: 4px;
    }
}

@media (max-width: 1023px) {
    .ut-hero-visual {
        min-height: 500px;
        margin-top: 6px;
    }

    .ut-hero-frame {
        margin: 22px 20px 20px 20px;
        transform: none;
    }

    .ut-hero-frame__img {
        height: 420px;
    }

    .ut-hero-badge--left,
    .ut-hero-mini--one {
        display: none;
    }

    .ut-hero-mini--two {
        top: auto;
        right: 16px;
        bottom: 86px;
    }
}

@media (max-width: 767px) {
    .ut-hero-visual {
        min-height: 360px;
    }

    .ut-hero-visual__bg,
    .ut-hero-visual__grid {
        inset: 10px;
    }

    .ut-hero-frame {
        margin: 14px 10px 12px 10px;
    }

    .ut-hero-frame__media {
        border-radius: 24px;
    }

    .ut-hero-frame__img {
        height: 300px;
        object-position: center;
    }

    .ut-hero-badge,
    .ut-hero-mini {
        display: none;
    }
}

@media (prefers-reduced-motion: reduce) {
    .ut-floatX,
    .ut-floatY {
        animation: none;
    }

    .ut-parallax-layer {
        transition: none;
    }
}

.ut-fab {
    position: fixed;
    right: 16px;
    bottom: 16px;
    z-index: 40;
    display: flex;
    flex-direction: column;
    align-items: flex-end;
    gap: 12px;
}

.ut-fab__panel {
    display: flex;
    flex-direction: column;
    align-items: flex-end;
    gap: 10px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px) scale(.96);
    transform-origin: bottom right;
    transition:
        opacity .22s ease,
        transform .22s ease,
        visibility .22s ease;
    pointer-events: none;
}

.ut-fab.is-open .ut-fab__panel {
    opacity: 1;
    visibility: visible;
    transform: translateY(0) scale(1);
    pointer-events: auto;
}

.ut-fab__item {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    min-height: 52px;
    padding: 8px 10px 8px 8px;
    border-radius: 999px;
    border: 1px solid rgba(255, 255, 255, 0.72);
    background: rgba(255,255,255,0.82);
    backdrop-filter: blur(18px);
    box-shadow:
        0 18px 40px rgba(15, 23, 42, 0.12),
        inset 0 1px 0 rgba(255,255,255,0.85);
    transition:
        transform .2s ease,
        box-shadow .2s ease,
        border-color .2s ease;
    max-width: min(84vw, 260px);
}

.ut-fab__item:hover {
    transform: translateY(-1px);
    box-shadow:
        0 22px 44px rgba(15, 23, 42, 0.14),
        inset 0 1px 0 rgba(255,255,255,0.9);
}

.ut-fab__item-icon {
    width: 36px;
    height: 36px;
    border-radius: 999px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex: 0 0 auto;
    font-size: 16px;
    box-shadow:
        0 10px 20px rgba(15, 23, 42, 0.10),
        inset 0 1px 0 rgba(255,255,255,0.25);
}

.ut-fab__item-text {
    font-size: 14px;
    line-height: 1.4;
    font-weight: 600;
    color: #1e293b;
    white-space: nowrap;
}

.ut-fab__item--blue .ut-fab__item-icon {
    background: linear-gradient(180deg, #2563eb 0%, #1d4ed8 100%);
    color: #fff;
}

.ut-fab__item--gold .ut-fab__item-icon {
    background: linear-gradient(180deg, #facc15 0%, #f59e0b 100%);
    color: #0f172a;
}

.ut-fab__item--green .ut-fab__item-icon {
    background: linear-gradient(180deg, #22c55e 0%, #16a34a 100%);
    color: #fff;
}

.ut-fab__trigger {
    position: relative;
    width: 60px;
    height: 60px;
    border-radius: 999px;
    border: 1px solid rgba(255,255,255,0.74);
    background: linear-gradient(180deg, rgba(37,99,235,0.96) 0%, rgba(29,78,216,1) 100%);
    color: #fff;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    box-shadow:
        0 22px 44px rgba(29, 78, 216, 0.28),
        inset 0 1px 0 rgba(255,255,255,0.18);
    transition: transform .22s ease, box-shadow .22s ease, background .22s ease;
}

.ut-fab__trigger:hover {
    transform: translateY(-1px) scale(1.01);
    box-shadow:
        0 26px 50px rgba(29, 78, 216, 0.34),
        inset 0 1px 0 rgba(255,255,255,0.22);
}

.ut-fab__trigger-ring {
    position: absolute;
    inset: -7px;
    border-radius: 999px;
    border: 1px solid rgba(37,99,235,0.14);
    background: radial-gradient(circle, rgba(37,99,235,0.10) 0%, rgba(37,99,235,0) 72%);
    pointer-events: none;
}

.ut-fab__trigger-icon {
    position: absolute;
    font-size: 18px;
    font-weight: 700;
    line-height: 1;
    transition:
        opacity .2s ease,
        transform .2s ease;
}

.ut-fab__trigger-icon--close {
    opacity: 0;
    transform: rotate(-90deg) scale(.72);
}

.ut-fab.is-open .ut-fab__trigger-icon--menu {
    opacity: 0;
    transform: rotate(90deg) scale(.72);
}

.ut-fab.is-open .ut-fab__trigger-icon--close {
    opacity: 1;
    transform: rotate(0) scale(1);
}

@media (max-width: 767px) {
    .ut-fab {
        right: 12px;
        bottom: 12px;
    }

    .ut-fab__trigger {
        width: 56px;
        height: 56px;
    }

    .ut-fab__item {
        min-height: 48px;
        padding: 7px 10px 7px 7px;
    }

    .ut-fab__item-text {
        font-size: 13px;
    }
}

.ut-legal-page {
    position: relative;
}

.ut-legal-page__hero {
    position: relative;
    overflow: hidden;
    border-radius: 32px;
    border: 1px solid rgba(226, 232, 240, 0.9);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    box-shadow:
        0 18px 40px rgba(15, 23, 42, 0.05),
        inset 0 1px 0 rgba(255,255,255,0.8);
    padding: 24px 22px;
}

.ut-legal-page__hero::before {
    content: "";
    position: absolute;
    top: -50px;
    right: -30px;
    width: 220px;
    height: 220px;
    border-radius: 999px;
    background: rgba(37, 99, 235, 0.08);
    filter: blur(40px);
    pointer-events: none;
}

.ut-legal-page__hero::after {
    content: "";
    position: absolute;
    bottom: -60px;
    left: 30px;
    width: 180px;
    height: 180px;
    border-radius: 999px;
    background: rgba(250, 204, 21, 0.10);
    filter: blur(40px);
    pointer-events: none;
}

.ut-legal-page__title {
    margin-top: 16px;
    font-size: 32px;
    line-height: 1.12;
    font-weight: 700;
    letter-spacing: -0.03em;
    color: #0f172a;
}

.ut-legal-page__lead {
    margin-top: 16px;
    max-width: 860px;
    font-size: 15px;
    line-height: 1.8;
    color: #64748b;
}

.ut-legal-page__meta {
    margin-top: 18px;
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}

.ut-legal-page__meta-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    min-height: 36px;
    padding: 0 12px;
    border-radius: 999px;
    border: 1px solid rgba(226, 232, 240, 0.9);
    background: rgba(255,255,255,0.82);
    color: #475569;
    font-size: 12px;
    font-weight: 600;
}

.ut-legal-page__meta-dot {
    width: 7px;
    height: 7px;
    border-radius: 999px;
    background: var(--ut-yellow);
    flex: 0 0 auto;
}

.ut-legal-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 14px;
}

.ut-legal-card {
    position: relative;
    overflow: hidden;
    border-radius: 26px;
    border: 1px solid rgba(226, 232, 240, 0.9);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    box-shadow:
        0 10px 28px rgba(15, 23, 42, 0.05),
        inset 0 1px 0 rgba(255,255,255,0.76);
    transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}

.ut-legal-card:hover {
    transform: translateY(-2px);
    box-shadow:
        0 16px 36px rgba(15, 23, 42, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.84);
}

.ut-legal-card__bar {
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    border-radius: 999px;
}

.ut-legal-card__body {
    position: relative;
    z-index: 1;
    padding: 22px;
}

.ut-legal-card__glow {
    position: absolute;
    top: -24px;
    left: -20px;
    width: 140px;
    height: 140px;
    border-radius: 999px;
    filter: blur(30px);
    opacity: .12;
    pointer-events: none;
}

.ut-legal-card__eyebrow {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: #94a3b8;
}

.ut-legal-card__title {
    margin-top: 10px;
    font-size: 20px;
    line-height: 1.35;
    font-weight: 700;
    letter-spacing: -0.02em;
    color: #0f172a;
}

.ut-legal-card__content {
    margin-top: 12px;
    font-size: 14px;
    line-height: 1.8;
    color: #475569;
}

.ut-legal-card__content p + p {
    margin-top: 12px;
}

.ut-legal-list {
    margin: 0;
    padding-left: 18px;
    display: grid;
    gap: 8px;
}

.ut-legal-bottom-note {
    border-radius: 24px;
    border: 1px solid rgba(250, 204, 21, 0.34);
    background: linear-gradient(180deg, rgba(250, 204, 21, 0.16) 0%, rgba(250, 204, 21, 0.08) 100%);
    padding: 18px 18px;
}

.ut-legal-bottom-note__title {
    font-size: 15px;
    font-weight: 700;
    color: #0f172a;
}

.ut-legal-bottom-note__text {
    margin-top: 8px;
    font-size: 14px;
    line-height: 1.75;
    color: #475569;
}

/* variants */
.ut-legal-card--blue .ut-legal-card__bar {
    background: linear-gradient(180deg, #1d4ed8 0%, #38bdf8 100%);
}
.ut-legal-card--blue .ut-legal-card__glow {
    background: rgba(37, 99, 235, 0.38);
}

.ut-legal-card--gold .ut-legal-card__bar {
    background: linear-gradient(180deg, #f59e0b 0%, #facc15 100%);
}
.ut-legal-card--gold .ut-legal-card__glow {
    background: rgba(245, 158, 11, 0.36);
}

.ut-legal-card--cyan .ut-legal-card__bar {
    background: linear-gradient(180deg, #0891b2 0%, #22d3ee 100%);
}
.ut-legal-card--cyan .ut-legal-card__glow {
    background: rgba(6, 182, 212, 0.34);
}

.ut-legal-card--violet .ut-legal-card__bar {
    background: linear-gradient(180deg, #7c3aed 0%, #a78bfa 100%);
}
.ut-legal-card--violet .ut-legal-card__glow {
    background: rgba(124, 58, 237, 0.30);
}

@media (min-width: 1024px) {
    .ut-legal-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .ut-legal-page__hero {
        padding: 30px 30px;
    }
}

@media (max-width: 767px) {
    .ut-legal-page__hero {
        border-radius: 26px;
        padding: 20px 18px;
    }

    .ut-legal-page__title {
        font-size: 28px;
        line-height: 1.12;
    }

    .ut-legal-page__lead {
        font-size: 14px;
        line-height: 1.75;
    }

    .ut-legal-card__body {
        padding: 18px;
    }

    .ut-legal-card__title {
        font-size: 17px;
    }

    .ut-legal-card__content,
    .ut-legal-bottom-note__text {
        font-size: 14px;
        line-height: 1.75;
    }
}

/* =========================================
   FAB LANDING EXTENSION
   aman: hanya extend komponen ut-fab existing
========================================= */
.ut-section-anchor {
    position: relative;
    scroll-margin-top: 110px;
}

.ut-fab__panel--landing {
    width: min(24rem, calc(100vw - 1.5rem));
    max-height: min(72vh, 42rem);
    overflow: auto;
    align-items: stretch;
    gap: 0;
    padding: 1rem;
    border-radius: 1.5rem;
    background: linear-gradient(180deg, rgba(255,255,255,.96) 0%, rgba(255,255,255,.90) 100%);
    border: 1px solid rgba(255,255,255,.76);
    box-shadow:
        0 22px 54px rgba(15, 23, 42, 0.16),
        0 10px 26px rgba(0, 20, 137, 0.08),
        inset 0 1px 0 rgba(255,255,255,.82);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
}

.ut-fab__panel--landing .ut-fab__item {
    max-width: 100%;
}

.ut-fab__section + .ut-fab__section {
    margin-top: 1rem;
}

.ut-fab__section-label {
    font-size: .72rem;
    font-weight: 800;
    letter-spacing: .08em;
    text-transform: uppercase;
    color: #64748b;
    margin-bottom: .75rem;
}

.ut-fab__section-head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: .75rem;
    margin-bottom: .75rem;
}

.ut-fab__section-hint {
    font-size: .72rem;
    font-weight: 600;
    color: #94a3b8;
}

.ut-fab__divider {
    height: 1px;
    margin: 1rem 0;
    background: linear-gradient(
        90deg,
        rgba(148,163,184,0) 0%,
        rgba(148,163,184,.42) 50%,
        rgba(148,163,184,0) 100%
    );
}

.ut-fab__nav-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: .65rem;
}

.ut-fab__nav {
    width: 100%;
    border: 1px solid rgba(226, 232, 240, 0.92);
    border-radius: 1rem;
    background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
    padding: .78rem .82rem;
    display: flex;
    align-items: center;
    gap: .72rem;
    text-align: left;
    cursor: pointer;
    transition:
        transform .18s ease,
        box-shadow .18s ease,
        border-color .18s ease,
        background .18s ease;
    box-shadow:
        0 6px 16px rgba(15, 23, 42, 0.04),
        inset 0 1px 0 rgba(255,255,255,0.72);
}

.ut-fab__nav:hover {
    transform: translateY(-1px);
    border-color: rgba(37, 99, 235, 0.18);
    box-shadow:
        0 12px 24px rgba(15, 23, 42, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.82);
    background: linear-gradient(180deg, #ffffff 0%, #f1f7ff 100%);
}

.ut-fab__nav-icon {
    width: 2rem;
    height: 2rem;
    border-radius: .8rem;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex: 0 0 auto;
    background: linear-gradient(135deg, rgba(37,99,235,.10), rgba(34,211,238,.10));
    color: var(--ut-blue);
}

.ut-fab__nav-icon .lucide {
    width: 1rem;
    height: 1rem;
}

.ut-fab__nav-text {
    font-size: .84rem;
    font-weight: 700;
    line-height: 1.2;
    color: #0f172a;
}

.ut-fab__nav--primary {
    border-color: rgba(37, 99, 235, 0.14);
    background: linear-gradient(135deg, rgba(37,99,235,.06), rgba(34,211,238,.10));
}

.ut-fab__nav--primary .ut-fab__nav-icon {
    background: linear-gradient(135deg, rgba(37,99,235,.16), rgba(14,165,233,.16));
}

@media (max-width: 767px) {
    .ut-section-anchor {
        scroll-margin-top: 96px;
    }

    .ut-fab__panel--landing {
        width: min(22rem, calc(100vw - 1rem));
        max-height: 70vh;
        padding: .9rem;
        border-radius: 1.25rem;
    }

    .ut-fab__nav-grid {
        grid-template-columns: 1fr;
    }

    .ut-fab__nav {
        padding: .76rem .78rem;
        border-radius: .95rem;
    }

    .ut-fab__nav-text {
        font-size: .83rem;
    }
}

/* =========================================
   LANDING FAB PREMIUM MOBILE FIX
========================================= */
.ut-fab--landing {
    right: 18px;
    bottom: 104px;
    z-index: 95;
}

.ut-fab__panel--landing {
    width: min(24rem, calc(100vw - 1.25rem));
    max-height: min(72vh, 42rem);
    overflow: auto;
    align-items: stretch;
    gap: 0;
    padding: 1rem;
    border-radius: 1.6rem;
    background:
        linear-gradient(180deg, rgba(255,255,255,0.97) 0%, rgba(255,255,255,0.92) 100%);
    border: 1px solid rgba(255,255,255,0.84);
    box-shadow:
        0 26px 70px rgba(15, 23, 42, 0.18),
        0 12px 28px rgba(37, 99, 235, 0.10),
        inset 0 1px 0 rgba(255,255,255,0.92);
    backdrop-filter: blur(22px);
    -webkit-backdrop-filter: blur(22px);
}

.ut-fab__panel--landing::before {
    content: "";
    position: absolute;
    inset: 0 auto auto 0;
    width: 100%;
    height: 92px;
    border-radius: 1.6rem 1.6rem 0 0;
    background: linear-gradient(135deg, rgba(37,99,235,.08), rgba(34,211,238,.05), rgba(250,204,21,.05));
    pointer-events: none;
}

.ut-fab__quick-list {
    display: grid;
    gap: 0.9rem;
}

.ut-fab__section + .ut-fab__section {
    margin-top: 1rem;
}

.ut-fab__section-label {
    font-size: .74rem;
    font-weight: 800;
    letter-spacing: .08em;
    text-transform: uppercase;
    color: #64748b;
    margin-bottom: .8rem;
}

.ut-fab__section-head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: .75rem;
    margin-bottom: .85rem;
}

.ut-fab__section-hint {
    font-size: .74rem;
    font-weight: 700;
    color: #94a3b8;
}

.ut-fab__divider {
    height: 1px;
    margin: 1rem 0;
    background: linear-gradient(
        90deg,
        rgba(148,163,184,0) 0%,
        rgba(148,163,184,.42) 50%,
        rgba(148,163,184,0) 100%
    );
}

.ut-fab__panel--landing .ut-fab__item {
    max-width: 100%;
    border-radius: 1.15rem;
    min-height: 56px;
    padding: 10px 14px 10px 10px;
    background: linear-gradient(180deg, rgba(255,255,255,.98), rgba(248,250,252,.96));
    border: 1px solid rgba(226,232,240,.92);
}

.ut-fab__panel--landing .ut-fab__item + .ut-fab__item {
    margin-top: 0;
}

.ut-fab__panel--landing .ut-fab__item:hover {
    transform: translateY(-2px);
    box-shadow:
        0 18px 36px rgba(15, 23, 42, 0.10),
        inset 0 1px 0 rgba(255,255,255,0.92);
}

.ut-fab__panel--landing .ut-fab__item-icon {
    width: 40px;
    height: 40px;
    border-radius: 999px;
}

.ut-fab__panel--landing .ut-fab__item-text {
    font-size: 14px;
    font-weight: 700;
    color: #1e293b;
}

.ut-fab__nav-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: .75rem;
}

.ut-fab__nav {
    width: 100%;
    border: 1px solid rgba(203, 213, 225, 0.78);
    border-radius: 1.15rem;
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.95) 100%);
    padding: .85rem .9rem;
    display: flex;
    align-items: center;
    gap: .75rem;
    text-align: left;
    cursor: pointer;
    transition:
        transform .18s ease,
        box-shadow .18s ease,
        border-color .18s ease,
        background .18s ease;
    box-shadow:
        0 8px 20px rgba(15, 23, 42, 0.04),
        inset 0 1px 0 rgba(255,255,255,0.76);
}

.ut-fab__nav:hover {
    transform: translateY(-2px);
    border-color: rgba(37, 99, 235, 0.18);
    box-shadow:
        0 14px 28px rgba(15, 23, 42, 0.08),
        0 6px 18px rgba(37, 99, 235, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.84);
    background: linear-gradient(180deg, #ffffff 0%, #f3f8ff 100%);
}

.ut-fab__nav-icon {
    width: 2.2rem;
    height: 2.2rem;
    border-radius: .9rem;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex: 0 0 auto;
    font-size: 1rem;
    box-shadow:
        inset 0 1px 0 rgba(255,255,255,.76),
        0 8px 16px rgba(15,23,42,.06);
}

.ut-fab__nav-text {
    font-size: .88rem;
    font-weight: 700;
    line-height: 1.2;
    color: #0f172a;
}

.ut-fab__nav--primary {
    border-color: rgba(37,99,235,.18);
    background: linear-gradient(135deg, rgba(37,99,235,.08), rgba(34,211,238,.10));
}

/* colorful nav icons */
.ut-fab__nav-icon--blue {
    background: linear-gradient(135deg, rgba(37,99,235,.16), rgba(96,165,250,.18));
}
.ut-fab__nav-icon--cyan {
    background: linear-gradient(135deg, rgba(6,182,212,.16), rgba(34,211,238,.16));
}
.ut-fab__nav-icon--gold {
    background: linear-gradient(135deg, rgba(245,158,11,.18), rgba(250,204,21,.20));
}
.ut-fab__nav-icon--violet {
    background: linear-gradient(135deg, rgba(124,58,237,.16), rgba(167,139,250,.18));
}
.ut-fab__nav-icon--green {
    background: linear-gradient(135deg, rgba(34,197,94,.16), rgba(74,222,128,.18));
}
.ut-fab__nav-icon--red {
    background: linear-gradient(135deg, rgba(239,68,68,.14), rgba(248,113,113,.18));
}

.ut-fab__trigger--landing {
    width: 66px;
    height: 66px;
    border: 1px solid rgba(255,255,255,.82);
    background:
        radial-gradient(circle at 30% 30%, rgba(255,255,255,.24), transparent 34%),
        linear-gradient(180deg, rgba(59,130,246,1) 0%, rgba(29,78,216,1) 58%, rgba(30,64,175,1) 100%);
    box-shadow:
        0 24px 52px rgba(29, 78, 216, 0.34),
        0 10px 24px rgba(15, 23, 42, 0.14),
        inset 0 1px 0 rgba(255,255,255,0.24);
}

.ut-fab__trigger--landing:hover {
    transform: translateY(-2px) scale(1.03);
    box-shadow:
        0 30px 60px rgba(29, 78, 216, 0.38),
        0 12px 28px rgba(15, 23, 42, 0.16),
        inset 0 1px 0 rgba(255,255,255,0.28);
}

.ut-fab__trigger--landing .ut-fab__trigger-ring {
    inset: -10px;
    border: 1px solid rgba(37,99,235,.12);
    background:
        radial-gradient(circle, rgba(37,99,235,.18) 0%, rgba(37,99,235,0) 72%);
}

.ut-fab__trigger-glow {
    position: absolute;
    inset: -14px;
    border-radius: 999px;
    background:
        radial-gradient(circle, rgba(96,165,250,.34) 0%, rgba(59,130,246,.14) 38%, rgba(59,130,246,0) 72%);
    filter: blur(10px);
    pointer-events: none;
    animation: utFabPulse 2.8s ease-in-out infinite;
}

.ut-fab__trigger--landing .ut-fab__trigger-icon {
    font-size: 18px;
}

.ut-fab__trigger--landing .ut-fab__trigger-icon .lucide {
    width: 1.15rem;
    height: 1.15rem;
}

@keyframes utFabPulse {
    0%, 100% {
        opacity: .75;
        transform: scale(1);
    }
    50% {
        opacity: 1;
        transform: scale(1.08);
    }
}

@media (max-width: 767px) {
    .ut-fab--landing {
        right: 14px;
        bottom: 96px;
        z-index: 98;
    }

    .ut-fab__panel--landing {
        width: min(22rem, calc(100vw - 1rem));
        max-height: 68vh;
        padding: .95rem;
        border-radius: 1.3rem;
    }

    .ut-fab__nav-grid {
        grid-template-columns: 1fr 1fr;
        gap: .7rem;
    }

    .ut-fab__nav {
        min-height: 66px;
        padding: .78rem .8rem;
        border-radius: 1rem;
    }

    .ut-fab__nav-text {
        font-size: .84rem;
    }

    .ut-fab__trigger--landing {
        width: 62px;
        height: 62px;
    }
}

/* jika sticky mobile cta sangat tinggi */
@media (max-width: 430px) {
    .ut-fab--landing {
        bottom: 104px;
    }

    .ut-fab__panel--landing {
        max-height: 64vh;
    }
}

/* =========================================
   FAB LABEL + SHINING BOOST
========================================= */

.ut-fab__hint {
    position: absolute;
    right: 74px;
    top: 50%;
    transform: translateY(-50%);
    padding: 6px 12px;
    font-size: 12px;
    font-weight: 700;
    border-radius: 999px;

    color: white;
    background: linear-gradient(135deg, #1d4ed8, #3b82f6);

    box-shadow:
        0 8px 20px rgba(37, 99, 235, 0.35),
        0 2px 6px rgba(15, 23, 42, 0.15);

    white-space: nowrap;
    pointer-events: none;

    opacity: 0;
    transform: translateY(-50%) translateX(10px);
    transition: all .25s ease;
}

/* tampil saat idle */
.ut-fab--landing:not(.is-open) .ut-fab__hint {
    opacity: 1;
    transform: translateY(-50%) translateX(0);
}

/* hilang saat open */
.ut-fab.is-open .ut-fab__hint {
    opacity: 0;
    transform: translateY(-50%) translateX(10px);
}

/* =========================================
   EXTRA SHINING EFFECT
========================================= */

.ut-fab__trigger--landing {
    overflow: visible;
}

/* rotating shine */
.ut-fab__trigger--landing::after {
    content: "";
    position: absolute;
    inset: -3px;
    border-radius: 999px;

    background: conic-gradient(
        from 0deg,
        rgba(59,130,246,0) 0%,
        rgba(59,130,246,.5) 20%,
        rgba(255,255,255,.8) 30%,
        rgba(59,130,246,.5) 40%,
        rgba(59,130,246,0) 60%
    );

    filter: blur(8px);
    opacity: .7;

    animation: utFabShineRotate 4s linear infinite;
    pointer-events: none;
}

/* pulse */
.ut-fab__trigger-glow {
    animation: utFabPulse 2.2s ease-in-out infinite;
}

/* keyframes */
@keyframes utFabShineRotate {
    0% {
        transform: rotate(0deg);
    }
    100% {
        transform: rotate(360deg);
    }
}
/* =========================================
   FAB ATTENTION BOUNCE
========================================= */
.ut-fab__trigger.is-attention {
    animation: utFabBounce 0.6s ease;
}

@keyframes utFabBounce {
    0% { transform: scale(1); }
    40% { transform: scale(1.18); }
    100% { transform: scale(1); }
}

/* agar row paling bawah panel FAB tidak ketiban area trigger / sticky CTA */
.ut-fab__panel--landing {
    padding-bottom: 1.5rem;
}

.ut-fab__nav {
    text-decoration: none;
    -webkit-tap-highlight-color: transparent;
    touch-action: manipulation;
}

@media (max-width: 767px) {
    .ut-fab__panel--landing {
        padding-bottom: 2.25rem;
    }

    .ut-fab__nav-grid {
        padding-bottom: .5rem;
    }
}

[data-scroll-target],
a[href^="#"] {
    touch-action: manipulation;
    -webkit-tap-highlight-color: transparent;
}


/* =========================================
   FAB BASE INTERACTION FIX
========================================= */
.ut-fab--landing {
    position: fixed;
}

.ut-fab__panel--landing {
    position: absolute;
    right: 0;
    bottom: calc(100% + 12px);
    z-index: 1;

    opacity: 0;
    visibility: hidden;
    transform: translateY(12px) scale(.98);
    pointer-events: none;

    transition:
        opacity .22s ease,
        transform .22s ease,
        visibility .22s ease;
}

.ut-fab.is-open .ut-fab__panel--landing {
    opacity: 1;
    visibility: visible;
    transform: translateY(0) scale(1);
    pointer-events: auto;
}

.ut-fab__trigger--landing {
    position: relative;
    z-index: 2;
}

@media (max-width: 767px) {
    .ut-fab__panel--landing {
        right: 0;
        left: auto;
        bottom: calc(100% + 10px);
    }
}

/* =========================================
   WHY NOW SECTION
========================================= */
.ut-why-now-section {
    border-radius: 32px;
    border: 1px solid rgba(226, 232, 240, 0.85);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.96) 0%, rgba(248,250,252,0.94) 100%);
    box-shadow:
        0 18px 50px rgba(15, 23, 42, 0.06),
        inset 0 1px 0 rgba(255,255,255,0.82);
    padding: 24px;
}

.ut-why-now-hero {
    position: relative;
    overflow: hidden;
    border-radius: 28px;
    border: 1px solid rgba(37, 99, 235, 0.10);
    background:
        radial-gradient(circle at top right, rgba(250,204,21,0.16), transparent 32%),
        radial-gradient(circle at left center, rgba(34,211,238,0.12), transparent 26%),
        linear-gradient(135deg, rgba(37,99,235,0.05), rgba(255,255,255,0.96));
    padding: 24px;
}

.ut-why-now-alert {
    margin-top: 20px;
    position: relative;
    border-radius: 22px;
    border: 1px solid rgba(239, 68, 68, 0.15);
    background: linear-gradient(180deg, rgba(254,242,242,0.95), rgba(255,255,255,0.98));
    padding: 16px 18px 16px 18px;
    color: #7f1d1d;
    box-shadow:
        0 10px 24px rgba(239, 68, 68, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.72);
}

.ut-why-now-alert__badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 10px;
    border-radius: 999px;
    padding: 7px 12px;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: #fff;
    background: linear-gradient(135deg, #ef4444, #dc2626);
    box-shadow: 0 10px 18px rgba(239, 68, 68, 0.24);
}

.ut-why-now-grid {
    display: grid;
    gap: 16px;
    margin-top: 20px;
}

.ut-why-card {
    position: relative;
    overflow: hidden;
    border-radius: 28px;
    border: 1px solid rgba(226, 232, 240, 0.92);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.95) 100%);
    box-shadow:
        0 10px 30px rgba(15, 23, 42, 0.05),
        inset 0 1px 0 rgba(255,255,255,0.78);
    transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}

.ut-why-card:hover {
    transform: translateY(-4px);
    box-shadow:
        0 20px 42px rgba(15, 23, 42, 0.10),
        inset 0 1px 0 rgba(255,255,255,0.86);
}

.ut-why-card__bar {
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    border-radius: 999px;
}

.ut-why-card__body {
    position: relative;
    z-index: 2;
    padding: 22px;
}

.ut-why-card__glow {
    position: absolute;
    top: -22px;
    left: -16px;
    width: 130px;
    height: 130px;
    border-radius: 999px;
    filter: blur(28px);
    opacity: .16;
    pointer-events: none;
}

.ut-why-card__icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 52px;
    height: 52px;
    border-radius: 18px;
    background: rgba(255,255,255,0.88);
    border: 1px solid rgba(226,232,240,0.85);
    box-shadow:
        0 8px 20px rgba(15,23,42,0.06),
        inset 0 1px 0 rgba(255,255,255,0.78);
    font-size: 22px;
}

.ut-why-card__eyebrow {
    margin-top: 16px;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: #94a3b8;
}

.ut-why-card__title {
    margin-top: 10px;
    font-size: 20px;
    line-height: 1.32;
    font-weight: 700;
    letter-spacing: -0.02em;
    color: #0f172a;
}

.ut-why-card__desc {
    margin-top: 10px;
    font-size: 14px;
    line-height: 1.8;
    color: #64748b;
}

/* variants */
.ut-why-card--blue .ut-why-card__bar { background: linear-gradient(180deg, #1d4ed8 0%, #38bdf8 100%); }
.ut-why-card--blue .ut-why-card__glow { background: rgba(37, 99, 235, 0.42); }

.ut-why-card--gold .ut-why-card__bar { background: linear-gradient(180deg, #f59e0b 0%, #facc15 100%); }
.ut-why-card--gold .ut-why-card__glow { background: rgba(245, 158, 11, 0.42); }

.ut-why-card--cyan .ut-why-card__bar { background: linear-gradient(180deg, #0891b2 0%, #22d3ee 100%); }
.ut-why-card--cyan .ut-why-card__glow { background: rgba(6, 182, 212, 0.40); }

.ut-why-card--violet .ut-why-card__bar { background: linear-gradient(180deg, #7c3aed 0%, #a78bfa 100%); }
.ut-why-card--violet .ut-why-card__glow { background: rgba(124, 58, 237, 0.38); }

.ut-why-now-stats {
    margin-top: 22px;
    border-radius: 28px;
    border: 1px solid rgba(226, 232, 240, 0.88);
    background: linear-gradient(180deg, rgba(255,255,255,0.98), rgba(248,250,252,0.95));
    padding: 20px;
    box-shadow:
        0 10px 30px rgba(15, 23, 42, 0.04),
        inset 0 1px 0 rgba(255,255,255,0.76);
}

.ut-why-now-stats__header {
    display: grid;
    gap: 12px;
    align-items: end;
}

.ut-why-now-stat-grid {
    display: grid;
    gap: 14px;
    margin-top: 18px;
}

.ut-why-now-stat {
    border-radius: 22px;
    border: 1px solid rgba(226, 232, 240, 0.92);
    background: #fff;
    padding: 18px;
    box-shadow:
        0 8px 18px rgba(15, 23, 42, 0.04),
        inset 0 1px 0 rgba(255,255,255,0.78);
}

.ut-why-now-stat__value {
    font-size: 28px;
    font-weight: 800;
    line-height: 1;
    letter-spacing: -0.03em;
    color: #0f172a;
}

.ut-why-now-stat__label {
    margin-top: 8px;
    font-size: 13px;
    line-height: 1.7;
    color: #64748b;
}

.ut-why-now-note {
    margin-top: 16px;
    border-radius: 20px;
    background: rgba(37, 99, 235, 0.06);
    border: 1px solid rgba(37, 99, 235, 0.10);
    padding: 14px 16px;
    font-size: 14px;
    line-height: 1.8;
    color: #334155;
}

.ut-why-now-cta {
    margin-top: 22px;
    display: flex;
    flex-direction: column;
    gap: 16px;
    border-radius: 28px;
    border: 1px solid rgba(37, 99, 235, 0.14);
    background:
        radial-gradient(circle at top right, rgba(250,204,21,0.14), transparent 30%),
        linear-gradient(135deg, rgba(37,99,235,0.08), rgba(34,211,238,0.06), rgba(255,255,255,0.96));
    padding: 20px;
    box-shadow:
        0 12px 32px rgba(15, 23, 42, 0.06),
        inset 0 1px 0 rgba(255,255,255,0.78);
}

.ut-why-now-cta__eyebrow {
    font-size: 11px;
    font-weight: 800;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: var(--ut-blue);
}

.ut-why-now-cta__title {
    margin-top: 8px;
    font-size: 22px;
    line-height: 1.25;
    font-weight: 700;
    color: #0f172a;
}

.ut-why-now-cta__desc {
    margin-top: 8px;
    font-size: 14px;
    line-height: 1.8;
    color: #475569;
}

.ut-why-now-cta__button {
    white-space: nowrap;
}

/* =========================================
   FAB CTA UPGRADE
========================================= */
.ut-fab__item--cta {
    position: relative;
    overflow: hidden;
    align-items: center;
    min-height: 68px !important;
    border-color: rgba(239, 68, 68, 0.16) !important;
    background:
        radial-gradient(circle at top right, rgba(254,202,202,0.42), transparent 34%),
        linear-gradient(135deg, rgba(255,255,255,0.98), rgba(254,242,242,0.96)) !important;
    box-shadow:
        0 14px 34px rgba(239, 68, 68, 0.10),
        inset 0 1px 0 rgba(255,255,255,0.86) !important;
}

.ut-fab__item-copy {
    min-width: 0;
    display: flex;
    flex-direction: column;
    gap: 3px;
    text-align: left;
    flex: 1 1 auto;
}

.ut-fab__item-subtext {
    font-size: 11px;
    line-height: 1.45;
    color: #7c2d12;
    font-weight: 600;
}

.ut-fab__item-arrow {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 34px;
    height: 34px;
    border-radius: 999px;
    background: linear-gradient(135deg, #ef4444, #dc2626);
    color: #fff;
    box-shadow: 0 8px 18px rgba(239, 68, 68, 0.28);
    flex: 0 0 auto;
}

.ut-fab__item-icon--cta {
    background: linear-gradient(135deg, rgba(239,68,68,0.14), rgba(251,146,60,0.16)) !important;
    color: #dc2626;
}

.ut-fab__badge-pulse {
    position: absolute;
    top: 8px;
    right: 10px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 38px;
    height: 20px;
    padding: 0 8px;
    border-radius: 999px;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: .08em;
    color: #fff;
    background: linear-gradient(135deg, #ef4444, #b91c1c);
    box-shadow: 0 8px 16px rgba(239,68,68,0.24);
    animation: utHotPulse 1.6s ease-in-out infinite;
}

@keyframes utHotPulse {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.08); }
}

.ut-fab__nav--highlight {
    border-color: rgba(239, 68, 68, 0.16);
    background: linear-gradient(135deg, rgba(254,242,242,0.92), rgba(255,255,255,0.98));
}

.ut-fab__nav--highlight .ut-fab__nav-icon {
    background: linear-gradient(135deg, rgba(239,68,68,0.16), rgba(251,146,60,0.14));
    color: #dc2626;
}

@media (min-width: 768px) {
    .ut-why-now-section {
        padding: 30px;
    }

    .ut-why-now-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .ut-why-now-stat-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .ut-why-now-cta {
        flex-direction: row;
        align-items: center;
        justify-content: space-between;
    }

    .ut-why-now-cta__content {
        max-width: 760px;
    }
}

@media (min-width: 1280px) {
    .ut-why-now-grid {
        grid-template-columns: repeat(4, minmax(0, 1fr));
    }

    .ut-why-now-stats__header {
        grid-template-columns: minmax(0,1fr) auto;
    }
}

@media (max-width: 767px) {
    .ut-why-now-section,
    .ut-why-now-hero,
    .ut-why-now-stats,
    .ut-why-now-cta {
        border-radius: 24px;
    }

    .ut-why-card {
        border-radius: 22px;
    }

    .ut-why-card__body {
        padding: 18px;
    }

    .ut-why-card__title {
        font-size: 18px;
    }

    .ut-why-now-stat__value {
        font-size: 24px;
    }

    .ut-fab__item--cta {
        padding-right: 12px !important;
    }

    .ut-fab__badge-pulse {
        top: 6px;
        right: 8px;
    }
}

.ut-fab__item--cta-hit {
    position: relative;
    overflow: hidden;
    display: flex;
    align-items: center;
    gap: 12px;
    min-height: 74px;
    padding: 16px 14px;
    border-radius: 22px;
    border: 1px solid rgba(239, 68, 68, 0.18);
    background:
        radial-gradient(circle at top right, rgba(254, 202, 202, 0.46), transparent 34%),
        linear-gradient(135deg, #fff7f7 0%, #fff1f2 52%, #ffffff 100%);
    box-shadow:
        0 14px 34px rgba(239, 68, 68, 0.12),
        inset 0 1px 0 rgba(255,255,255,0.92);
    text-decoration: none;
    transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}

.ut-fab__item--cta-hit:hover {
    transform: translateY(-2px) scale(1.01);
    border-color: rgba(239, 68, 68, 0.28);
    box-shadow:
        0 18px 38px rgba(239, 68, 68, 0.18),
        inset 0 1px 0 rgba(255,255,255,0.98);
}

.ut-fab__item--cta-hit::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(120deg, transparent 0%, rgba(255,255,255,.55) 45%, transparent 75%);
    transform: translateX(-130%);
    transition: transform .8s ease;
    pointer-events: none;
}

.ut-fab__item--cta-hit:hover::before {
    transform: translateX(130%);
}

.ut-fab__badge-pulse--hit {
    position: absolute;
    top: 8px;
    right: 10px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    height: 22px;
    padding: 0 10px;
    border-radius: 999px;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: .04em;
    color: #fff;
    background: linear-gradient(135deg, #ef4444, #dc2626);
    box-shadow: 0 8px 16px rgba(239,68,68,.24);
    animation: utFabHotShake 1.5s ease-in-out infinite;
}

.ut-fab__item-icon--cta-hit {
    width: 46px;
    height: 46px;
    border-radius: 16px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, rgba(239,68,68,.14), rgba(251,146,60,.18));
    border: 1px solid rgba(239,68,68,.10);
    box-shadow:
        0 8px 18px rgba(239,68,68,.10),
        inset 0 1px 0 rgba(255,255,255,.85);
    flex: 0 0 auto;
}

.ut-fab__emoji-burst {
    font-size: 22px;
    line-height: 1;
    animation: utFabTapBounce 1.2s ease-in-out infinite;
}

.ut-fab__item-arrow--hit {
    width: 38px;
    height: 38px;
    border-radius: 999px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, #ef4444, #f97316);
    color: #fff;
    box-shadow: 0 10px 20px rgba(239,68,68,.22);
    flex: 0 0 auto;
}

.ut-fab__emoji-arrow {
    font-size: 17px;
    line-height: 1;
    animation: utFabArrowNudge 1s ease-in-out infinite;
}

@keyframes utFabHotShake {
    0%, 100% { transform: rotate(0deg) scale(1); }
    20% { transform: rotate(-2deg) scale(1.03); }
    40% { transform: rotate(2deg) scale(1.06); }
    60% { transform: rotate(-1deg) scale(1.03); }
    80% { transform: rotate(1deg) scale(1.02); }
}

@keyframes utFabTapBounce {
    0%, 100% { transform: translateY(0) scale(1); }
    50% { transform: translateY(-2px) scale(1.08); }
}

@keyframes utFabArrowNudge {
    0%, 100% { transform: translateX(0); }
    50% { transform: translateX(3px); }
}

@media (max-width: 767px) {
    .ut-fab__item--cta-hit {
        min-height: 70px;
        padding: 14px 12px;
        border-radius: 20px;
    }

    .ut-fab__badge-pulse--hit {
        top: 6px;
        right: 8px;
        font-size: 9px;
        height: 20px;
        padding: 0 8px;
    }

    .ut-fab__item-icon--cta-hit {
        width: 42px;
        height: 42px;
        border-radius: 14px;
    }

    .ut-fab__emoji-burst {
        font-size: 20px;
    }

    .ut-fab__item-arrow--hit {
        width: 34px;
        height: 34px;
    }
}

/* =========================================
   SUCCESS / REDIRECT STATE
========================================= */
.ut-success-shell {
    position: relative;
    overflow: hidden;
    border-radius: 32px;
    border: 1px solid rgba(226, 232, 240, 0.88);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    box-shadow:
        0 24px 60px rgba(15, 23, 42, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.86);
    padding: 24px;
}

.ut-success-shell__glow {
    position: absolute;
    border-radius: 999px;
    filter: blur(42px);
    pointer-events: none;
    opacity: .16;
}

.ut-success-shell__glow--blue {
    top: -60px;
    left: -40px;
    width: 220px;
    height: 220px;
    background: rgba(37, 99, 235, 0.36);
}

.ut-success-shell__glow--gold {
    right: -40px;
    bottom: -60px;
    width: 220px;
    height: 220px;
    background: rgba(245, 158, 11, 0.28);
}

.ut-success-head {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: flex-start;
    gap: 16px;
}

.ut-success-icon-wrap {
    flex: 0 0 auto;
}

.ut-success-icon {
    display: inline-flex;
    width: 62px;
    height: 62px;
    align-items: center;
    justify-content: center;
    border-radius: 22px;
    font-size: 26px;
    font-weight: 800;
    color: #fff;
    background: linear-gradient(180deg, #2563eb 0%, #1d4ed8 100%);
    box-shadow:
        0 16px 28px rgba(37, 99, 235, 0.24),
        inset 0 1px 0 rgba(255,255,255,0.22);
}

.ut-success-note {
    position: relative;
    z-index: 2;
    margin-top: 22px;
    border-radius: 24px;
    border: 1px solid rgba(245, 158, 11, 0.18);
    background:
        linear-gradient(180deg, rgba(255,251,235,0.96) 0%, rgba(255,255,255,0.98) 100%);
    box-shadow:
        0 10px 24px rgba(245, 158, 11, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.74);
    padding: 18px;
}

.ut-success-note__badge {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 28px;
    padding: 0 12px;
    border-radius: 999px;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: #92400e;
    background: rgba(245, 158, 11, 0.12);
    border: 1px solid rgba(245, 158, 11, 0.18);
}

.ut-success-note__text {
    margin-top: 12px;
    font-size: 14px;
    line-height: 1.8;
    color: #57534e;
}

.ut-success-redirect {
    position: relative;
    z-index: 2;
    margin-top: 22px;
    border-radius: 28px;
    border: 1px solid rgba(37, 99, 235, 0.12);
    background:
        radial-gradient(circle at top right, rgba(34,211,238,0.10), transparent 28%),
        radial-gradient(circle at left center, rgba(250,204,21,0.10), transparent 22%),
        linear-gradient(180deg, rgba(255,255,255,0.98), rgba(248,250,252,0.95));
    box-shadow:
        0 14px 32px rgba(15, 23, 42, 0.05),
        inset 0 1px 0 rgba(255,255,255,0.78);
    padding: 22px;
}

.ut-success-redirect__top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
}

.ut-success-redirect__eyebrow {
    font-size: 11px;
    font-weight: 800;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: #94a3b8;
}

.ut-success-redirect__title {
    margin-top: 8px;
    font-size: 20px;
    line-height: 1.4;
    font-weight: 700;
    color: #0f172a;
    letter-spacing: -0.02em;
}

.ut-success-redirect__timer {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 42px;
    height: 42px;
    margin: 0 2px;
    border-radius: 14px;
    background: linear-gradient(180deg, #2563eb 0%, #1d4ed8 100%);
    color: #fff;
    font-size: 20px;
    font-weight: 800;
    box-shadow:
        0 12px 22px rgba(37, 99, 235, 0.22),
        inset 0 1px 0 rgba(255,255,255,0.2);
}

.ut-success-redirect__pulse {
    flex: 0 0 auto;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 54px;
    height: 54px;
    border-radius: 999px;
    background: rgba(37, 99, 235, 0.08);
    border: 1px solid rgba(37, 99, 235, 0.12);
}

.ut-success-redirect__pulse span {
    width: 14px;
    height: 14px;
    border-radius: 999px;
    background: #22c55e;
    box-shadow: 0 0 0 0 rgba(34, 197, 94, 0.45);
    animation: utSuccessPulse 1.8s infinite;
}

@keyframes utSuccessPulse {
    0% {
        transform: scale(1);
        box-shadow: 0 0 0 0 rgba(34, 197, 94, 0.45);
    }
    70% {
        transform: scale(1.05);
        box-shadow: 0 0 0 14px rgba(34, 197, 94, 0);
    }
    100% {
        transform: scale(1);
        box-shadow: 0 0 0 0 rgba(34, 197, 94, 0);
    }
}

@media (min-width: 768px) {
    .ut-success-shell {
        padding: 32px;
    }

    .ut-success-note {
        padding: 20px;
    }

    .ut-success-redirect {
        padding: 24px;
    }
}

@media (max-width: 767px) {
    .ut-success-shell {
        border-radius: 24px;
        padding: 18px;
    }

    .ut-success-head {
        gap: 12px;
    }

    .ut-success-icon {
        width: 52px;
        height: 52px;
        border-radius: 18px;
        font-size: 22px;
    }

    .ut-success-note,
    .ut-success-redirect {
        border-radius: 22px;
    }

    .ut-success-redirect__top {
        align-items: flex-start;
    }

    .ut-success-redirect__title {
        font-size: 18px;
    }

    .ut-success-redirect__timer {
        min-width: 38px;
        height: 38px;
        border-radius: 12px;
        font-size: 18px;
    }

    .ut-success-redirect__pulse {
        width: 44px;
        height: 44px;
    }
}


/* =========================================
   FACULTY ACCORDION
========================================= */
.ut-faculty-accordion-list {
    display: grid;
    gap: 14px;
}

.ut-faculty-accordion {
    position: relative;
    overflow: hidden;
    border-radius: 28px;
    border: 1px solid rgba(226, 232, 240, 0.92);
    background:
        linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,250,252,0.96) 100%);
    box-shadow:
        0 10px 30px rgba(15, 23, 42, 0.05),
        inset 0 1px 0 rgba(255,255,255,0.78);
    transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}

.ut-faculty-accordion:hover {
    transform: translateY(-2px);
    box-shadow:
        0 16px 34px rgba(15, 23, 42, 0.08),
        inset 0 1px 0 rgba(255,255,255,0.84);
}

.ut-faculty-accordion__bar {
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    border-radius: 999px;
}

.ut-faculty-accordion__body {
    position: relative;
    z-index: 1;
}

.ut-faculty-accordion__glow {
    position: absolute;
    top: -28px;
    left: -20px;
    width: 140px;
    height: 140px;
    border-radius: 999px;
    filter: blur(30px);
    opacity: .13;
    pointer-events: none;
}

.ut-faculty-accordion__button {
    position: relative;
    z-index: 2;
    width: 100%;
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 16px;
    padding: 22px;
    text-align: left;
}

.ut-faculty-accordion__content {
    min-width: 0;
    flex: 1 1 auto;
}

.ut-faculty-accordion__meta {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 10px;
}

.ut-faculty-accordion__eyebrow {
    font-size: 11px;
    font-weight: 800;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: #94a3b8;
}

.ut-faculty-accordion__count {
    display: inline-flex;
    align-items: center;
    min-height: 24px;
    padding: 0 10px;
    border-radius: 999px;
    border: 1px solid rgba(226,232,240,0.9);
    background: rgba(255,255,255,0.9);
    font-size: 11px;
    font-weight: 700;
    color: #475569;
}

.ut-faculty-accordion__title {
    margin-top: 10px;
    font-size: 20px;
    line-height: 1.35;
    font-weight: 700;
    letter-spacing: -0.02em;
    color: #0f172a;
}

.ut-faculty-accordion__subtitle {
    margin-top: 8px;
    font-size: 14px;
    line-height: 1.7;
    color: #64748b;
}

.ut-faculty-accordion__icon-wrap {
    flex: 0 0 auto;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 42px;
    height: 42px;
    border-radius: 14px;
    border: 1px solid rgba(226, 232, 240, 0.92);
    background: rgba(255,255,255,0.88);
    box-shadow: inset 0 1px 0 rgba(255,255,255,0.75);
}

.ut-faculty-accordion__icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: #64748b;
    transition: transform .24s ease, color .24s ease;
}

.ut-faculty-accordion[data-open="1"] .ut-faculty-accordion__icon {
    transform: rotate(180deg);
    color: #0f172a;
}

.ut-faculty-accordion__panel {
    padding: 0 22px 22px 22px;
}

.ut-faculty-accordion__group + .ut-faculty-accordion__group {
    margin-top: 18px;
}

.ut-faculty-accordion__group-label {
    display: inline-flex;
    align-items: center;
    min-height: 28px;
    padding: 0 12px;
    border-radius: 999px;
    background: rgba(15,23,42,0.04);
    border: 1px solid rgba(226,232,240,0.88);
    font-size: 11px;
    font-weight: 800;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: #475569;
}

.ut-faculty-accordion__chips {
    margin-top: 14px;
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}

.ut-faculty-accordion__chip {
    display: inline-flex;
    align-items: center;
    min-height: 38px;
    padding: 8px 14px;
    border-radius: 999px;
    border: 1px solid rgba(226,232,240,0.92);
    background: linear-gradient(180deg, rgba(255,255,255,0.98), rgba(248,250,252,0.95));
    box-shadow:
        0 6px 14px rgba(15,23,42,0.04),
        inset 0 1px 0 rgba(255,255,255,0.84);
    font-size: 13px;
    font-weight: 600;
    line-height: 1.45;
    color: #334155;
}

/* VARIANTS */
.ut-faculty-accordion--blue .ut-faculty-accordion__bar {
    background: linear-gradient(180deg, #1d4ed8 0%, #38bdf8 100%);
}
.ut-faculty-accordion--blue .ut-faculty-accordion__glow {
    background: rgba(37, 99, 235, 0.42);
}
.ut-faculty-accordion--blue:hover {
    border-color: rgba(59, 130, 246, 0.22);
}

.ut-faculty-accordion--gold .ut-faculty-accordion__bar {
    background: linear-gradient(180deg, #f59e0b 0%, #facc15 100%);
}
.ut-faculty-accordion--gold .ut-faculty-accordion__glow {
    background: rgba(245, 158, 11, 0.40);
}
.ut-faculty-accordion--gold:hover {
    border-color: rgba(245, 158, 11, 0.22);
}

.ut-faculty-accordion--cyan .ut-faculty-accordion__bar {
    background: linear-gradient(180deg, #0891b2 0%, #22d3ee 100%);
}
.ut-faculty-accordion--cyan .ut-faculty-accordion__glow {
    background: rgba(6, 182, 212, 0.38);
}
.ut-faculty-accordion--cyan:hover {
    border-color: rgba(34, 211, 238, 0.22);
}

.ut-faculty-accordion--violet .ut-faculty-accordion__bar {
    background: linear-gradient(180deg, #7c3aed 0%, #a78bfa 100%);
}
.ut-faculty-accordion--violet .ut-faculty-accordion__glow {
    background: rgba(124, 58, 237, 0.36);
}
.ut-faculty-accordion--violet:hover {
    border-color: rgba(167, 139, 250, 0.24);
}

@media (max-width: 767px) {
    .ut-faculty-accordion {
        border-radius: 24px;
    }

    .ut-faculty-accordion__button {
        padding: 18px;
    }

    .ut-faculty-accordion__title {
        font-size: 18px;
    }

    .ut-faculty-accordion__subtitle {
        font-size: 13px;
    }

    .ut-faculty-accordion__panel {
        padding: 0 18px 18px 18px;
    }

    .ut-faculty-accordion__chip {
        min-height: 36px;
        padding: 8px 12px;
        font-size: 12.5px;
    }
}